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About ATB Financial
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The Executive Team

The leadership team at ATB Financial is aligned to make the most of the talent and expertise that give ATB Financial a unique advantage. Led by President and Chief Executive Officer, Dave Mowat, the senior management are committed to ATB's vision and strategic direction.

Lines of Business

Retail Financial Services

Michael Baker - Executive VP
Peter Bolton
- VP Direct Sales
Shelly Flint - VP Card Services
Karen Comeau - VP Sales & Operations

 

Steven Fedorchuk - VP Calgary Region
Kim Irving - VP Edmonton Region
Chuck McConnell - VP North Region
Rob Smith - VP South Region
John Swarbrick - VP Central Region

Corporate Financial Services

Ian Wild - Executive VP
Tim Gillespie - VP Commercial

 

Bruce Edgelow - VP Energy Group
Ed Knash - VP Corporate Banking, Food & Forestry

Investor Services

Sheldon Dyck - Executive VP & President
Kathleen Black - VP Investor Operations
Miles Kotylak - VP Advisory Services

 

Mario Frison - VP Solutions
Brian Kjenner - Senior VP Advisory Services
Michael Frederick - Senior VP & Chief Financial Officer


Corporate Services

People and Marketing

Sandy Chipchar - Chief People & Marketing Officer
Maureen Galway - VP Human Resources

 

Peggy Garritty - Senior VP Communications & Corporate Responsibility
John Windwick - VP Community and Government Relations
Nolan Berg - VP Marketing

Finance and Administration

Jim McKillop - Chief Financial Officer
Stuart McKellar - VP Legal & Corporate Secretary

 

Lukasz Forys - VP Global Financial Markets
Dean Ozanne - VP Central Services
Stef Schiedon - VP Facilities, Real Estate and Procurement
Donald DeSouza - Acting VP, Corporate Performance Management

Risk Management

Bob Mann - Chief Risk Officer
Dwayne Mann - Senior VP Credit
Omar Rehman - Acting VP Internal Audit

 

Andy England - VP Business and Corporate Credit
Jay Hamblin - VP Asset Management
Ray Wells - VP Retail Credit

Information Technology and Solutions Delivery / Core

Mike Redeker - Chief Technology Officer
Sara Singerman - VP Corporate Services, Planning & PMO

 

Ken Casey - Executive VP, Major Initiatives
Keith Hughes - VP Business Transformation, Core Banking




Dave Mowat

Dave Mowat
President & CEO

Dave Mowat is a banker, drawn to the business 30 years ago by a keen interest in the financial industry and kept there by his love for getting the customer the best deal.

Over three decades, the Alberta-born, B.C.-educated Mowat has seen all aspects of the banking world: venture capital markets, credit, retail and small business financing, and three chief executive posts. His passion for the industry has led him to the boards of several prominent Canadian organizations, including Visa Canada and the Citizens Bank of Canada.

He was hired in June 2007 as President and CEO of ATB Financial, the largest Alberta-based financial institution and a dynamic presence in all corners of the province for the past 70 years. He leads 5,000 talented and creative ATB associates who share his desire to get Albertans that best deal possible.

Before ATB, Mowat was CEO of VanCity, which under his leadership became renowned for its commitment to corporate social responsibility while growing its assets, profitability and membership to record levels. Mowat brings back to his home province an excitement about the possibilities that exist in Alberta, and in its most venerable financial institution.

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Retail Financial Services


Michael Baker

"I am committed to helping our teams exceed their goals by ensuring we deliver excellent service to our customers."

Michael Baker
Executive Vice President, Retail Financial Services

Michael Baker and his team oversee ATB’s 165 branches and 133 agencies, as well as the customer contact centre, direct sales, telephone and internet banking as well as credit card services.

Michael joined ATB in 1999 after 19 years at TD Bank. He started at ATB as Regional Vice President, Central Region and worked there for almost five years before moving to the south region. He was the vice president and then Senior VP, Personal and Business Financial Services before his current role as Executive Vice President, Retail Financial Services.

Michael is a long-time supporter of the United Way and has served on various fundraising committees. He appreciates how the United Way touches many great causes and forwards a large percentage of the donations towards groups that really need it.

In 2002 Michael was presented the Enterprising Employee Award for Bottom Line Results from Alberta Venture for his exceptional leadership.

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Peter Bolton

"For any organization to achieve its full potential there can only be one vision with people working together to achieve the same end result.”

Peter Bolton
Vice President, Direct Sales

Peter Bolton is responsible for Electronic Banking, which includes ATBOnline, telephone banking and the customer contact centre. He oversees a number of specialized sales channels including the mortgage development office, broker services, merchant services and conditional sales. Peter also looks after the support function of central underwriting and the virtual staff branch, which handles employee banking.

Before joining ATB Financial in January 2004, Peter held senior positions at Wardair Canada and Canadian Airlines, where he was responsible for all customer service functions. Under his leadership, both organizations won Canadian and international recognition for service excellence.

Peter is Chairman of The Talent Pool Development Society of Calgary, which aims to help disadvantaged groups enter into the workforce. He is also Chairman of the Calgary Employer Council for Immigrants.

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Shelly Flint

"Success for ATB Financial is being the preferred and sustainable alternative for Albertans."

Shelly Flint
Vice President, Card Services

Shelly leads all aspects of the Credit Card business at ATB.  This covers all components including product development and distribution strategies, service, credit,  operations, cobrand management and strategy analytics.  ATB Financial MasterCard aims to grow card products and services to meet the changing needs of Albertans.

While at ATB, Shelly and her team have achieved two MasterCard International awards and created significant profitable growth in the Credit Card business at ATB.

Shelly's experience in the finance industry spans 20 years. Her experience includes insurance, investment and debt portfolios, cash forecasting, finance, project management, technology leadership, credit portfolio management and investment operations.  Shelly has achieved a Bachelor of Commerce degree from the University of Alberta, a Technology diploma from Red Deer College and is a Certified Management Accountant.

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Karen Comeau

"At ATB we don’t just follow our dreams; we chase them and make them a reality."

Karen Comeau
Vice President, Sales & Operations

As Vice President of Retail Financial Services (RFS) – Sales and Operations, Karen Comeau provides guidance and oversees services to improve policy and procedures for sales, credit risk and operational support to the lines of business. Her team works closely with all imbedded partners and oversees the business planning process for RFS.

Karen started her career with ATB almost 25 years ago. She has held numerous positions in both branch and corporate during this time—including 10 years in Business Credit as a credit adjudicator. She also helped organize and host the first ATB Women’s Conference and is an active participant in ATB mentorship programs.

In her spare time she enjoys bike trips through the mountains and travelling.

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Steven Fedorchuk

"By providing care and attention to our employees, ATB has the power to deliver superior value to our customers."

Steven Fedorchuk
Vice President, Calgary Region

Steve supports a team of leaders and associates who serve personal and business clients with dedication and care in the Calgary region. He oversees 29 branches and three agencies in the area, as one of five regional vice presidents for Retail Financial Services. Steve and his team are responsible for delivering an exceptional client experience, providing world-class solutions for clients, day-to-day operations and a positive working environment for associates.

Steve donates his time to various organizations and serves on the board of directors for Red Cross in Southern Alberta, and volunteers on the Red Cross Disaster Management team. Steve is the director for training at the Calgary Search and Rescue Association, as well as an active search member.

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Kim Irving

"Passion is the energy of life."

Kim Irving
Vice President, Edmonton Region

Kim Irving oversees 34 branches and 10 agencies, leading a team of associates to success in the Edmonton and surrounding areas. He oversees all the facets of the branch operations including human resources, sales, and long and short-term goal setting. As one of five regional vice presidents for Retail Financial Services, Kim and his team are responsible for delivering an exceptional client experience, providing world-class solutions for clients, day-to-day operations, while maintaining a positive working environment for associates.

Kim's experience in the banking industry spans 20 years. His experience includes estate and trust administration, portfolio management, retail and independent business branch and regional leadership.

Kim strongly believes in the value of safe and healthy communities, and this passion has led him to serve as a executive board member of Crime Stoppers. He also stays physically active and involved in his community through coaching hockey, baseball and other sports.

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Chuck McConnell

“Success is defined by achieving your goals in life, while staying true to what you believe in.”

Chuck McConnell
Vice President, North Region

Chuck oversees the north region, consisting of 40 branches and 36 agencies, extending from Elk Point to High Level and Jasper to Cold Lake. His team is responsible for providing sales and service excellence to our expanding marketplace through an engaged team of associates.

As one of the five regional vice presidents in Retail Financial Services, Chuck and his team are responsible for delivering an exceptional client experience, providing world-class solutions for clients, managing day-to-day operations and maintaining a positive working environment for associates.

Chuck is a firm believer in the benefits of community involvement and participates in amateur sports associations.

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Rob Smith

“No one individual can be an expert in all things. It is the diversity of experience, skills, and perspective of the team that generates world-class solutions.”

Robert B. G. (Rob) Smith
Vice President, South Region

Rob oversees 26 branches and 33 agencies spanning the entire southern part of Alberta. As one of five regional vice presidents for Retail Financial Services, Rob and his team are responsible for delivering an exceptional client experience, providing world-class solutions for our clients and the day-to-day operations, while creating a positive working environment for our branch associates.

Rob has been in the financial services industry for 22 years. He is an active member of the Canadian Institute of Financial Planners and an instructor at the Terry Royer Institute for Business Training and Development.

Rob is also the author of As Long as I'm Sitting Here (2007), a light-hearted look at motivational seminars.

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John Swarbrick John Swarbrick
Vice President, Central Region

John is responsible for sales and service delivery in 37 branches and 51 agencies. He oversees all the aspects of the branches and agencies including human resources, sales and goal setting.

John joined ATB Financial in 2000 as the District General Manager, Central Region. In this role, he saw consistent high performance and strong employee engagement results within his districts. In November 2006, he became the Director of Operational and Strategic Initiatives, overseeing many successful initiatives, including the development of ATB's strategy for managing new branch builds.

John serves as Director of the Sutter Fund charity, which is a non-profit organization that raises funds for worthwhile projects in Central Alberta. One of their main events is the Sutter Fund Charity Golf Classic. John has volunteered for the Red Deer Centrefest and Canadian Parents for French. He enjoys curling and golfing.

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ATB Corporate Financial Services


Ian Wild

"Teams are important because no one can be an expert in everything. Each person on a team brings different strengths and talents to a solution."

Ian Wild
Executive Vice President, Corporate Financial Services

Ian is responsible for the Corporate Financial Services portfolios. He and his team are charged with ensuring ATB Financial has a strong market share that reflects the needs of Albertans.

Ian brings to ATB 25 years of banking experience from RBC Capital Markets, where he was Vice President, Investment Banking. His tenure of 16 years at Royal Bank Financial Group included the role of Vice President - Corporate Banking, Calgary, and senior account management roles in Oil & Gas Banking. Prior to his immigration to Canada, he worked for National Westminster Bank Ltd., International Division in London, U.K., where he held positions in international credit, corporate finance and trade finance.

As a volunteer, Ian is heavily involved with his children's school. He is also a member of the Chairman's Circle of SAIT, an advisory group that provides direction on the institution's overall educational plan and goals.

Ian is a Member of the Institute of Corporate Directors, and an Associate of the Chartered Institute of Bankers of the United Kingdom.

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Bruce Edgelow

"No one person can meet the diverse needs of our Energy clients.
It will be the collective effort of the entire team and our ATB service partners that will allow us to be successful in this market place."

Bruce Edgelow
Vice President, Energy Group

Bruce is responsible for helping build ATB Financial's energy business and capabilities. His team consists of industry specialists in all aspects of the energy industry, including drilling and service, pipelines, utilities, midstream, exploration and production.

Before joining ATB, Bruce was a senior Royal banker and has more than 35 years of experience, with a focus on the oil and gas industry.

Bruce is a Fellow of the Institute of Canadian Bankers, a member of the Calgary Petroleum Club, and is a very active participant in community and church activities. He also serves as a Director on the Calgary & Area United Way Board. He has also been a speaker at several oil and gas industry seminars on finance.

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Tim Gillespie

 

Tim Gillespie
Vice President, ATB Corporate Financial Services

Tim is responsible for the strategy, direction and leadership of the division in our southern region including the centers of Calgary and Lethbridge. This group provides expert services (direct and syndicated) to mid- and senior-market businesses in Real Estate, Diversified and Food & Forestry sectors operating throughout the province.

Tim is an experienced banker with more than 20 years dedicated to the financial services industry to date. Prior to his current role, Tim was Director in the division’s Commercial Group where he was responsible for building and nurturing a strong relationship portfolio, primarily focused on the transportation, telecommunication, technology and manufacturing sectors. He has been with ATB Financial for over 5 years, and also has significant banking experience with both another major Canadian financial institution as well as a Denmark-based institution where he specialized in all areas of lending with specific emphasis on technology.

Outside of work, Tim is active in the city of Calgary, both from a business and industry perspective, as well as from a community perspective. Tim has past and current board involvement with the ASTech Foundation, the Calgary Soccer Foundation and the Calgary Minor Soccer Association. Tim is based in Calgary and holds a CFA designation.

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Ed Knash

"Ultimately, success is when our customers express satisfaction with the solutions we provide."

Ed Knash
Vice President, ATB Corporate Financial Services

Ed is responsible for the strategy, direction and leadership of the division in our northern region including the centers of Edmonton and Grande Prairie. This group provides expert services (direct and syndicated) to mid- and senior-market businesses in Real Estate, Diversified and Food & Forestry sectors operating throughout the province.

Ed is an experienced banker with more than 25 years dedicated to the financial services industry to date. Prior to his current role, Ed was Vice President for the division’s Food & Forestry Group where his team built one of the largest units in the province dedicated to the forestry and food value chain sectors in Alberta. He has been with ATB Financial for over 10 years, and also has significant banking experience, largely in the agricultural and agri-business industries, with another major Canadian bank. During his career he has also worked in several positions with the provincial agriculture departments for both Saskatchewan and Alberta.

Ed is a founding member and Past-Chair of the Agriculture & Food Council. He is a founding board member for both Alberta Value-Added Corporation Ltd. and the Alberta Biotechnology Association. Ed is a board member and past Chair of the Alberta Science & Technology Leadership Awards Foundation, as well as being actively involved with Growing Alberta. He also serves as a member of the Advisory Council for the University of Alberta Faculty of Agricultural, Life & Environmental Sciences.

Personally, Ed was born and raised on a farm in eastern Saskatchewan and still has an ongoing interest in farming. He holds a B.Sc. in Agriculture and a B.Ed. from the University of Saskatchewan.

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Sheldon Dyck

"The equity of our organization can be measured by our ability to create value for our customers."

Sheldon Dyck
Executive Vice President; President, ATB Investor Services

Sheldon Dyck leads the Investor Services business at ATB Financial, which is made up of four subsidiary companies: ATB Investment Management, ATB Investment Services, ATB Securities, and ATB Insurance Advisors Inc. This includes leading teams of advisors, portfolio managers, compliance and operations staff, and Investor Services senior executives. Sheldon is also the Chief Investment Officer for ATB Investment Management's Compass Portfolio Series of Mutual Funds.

Before moving to Investor Services, Sheldon led the Business and Retail Banking Sales teams at ATB Financial for four years and was responsible for asset and liability portfolios of $3-$5 billion. Prior to joining ATB in 1998, Sheldon worked with CIBC in specialized finance. Sheldon is also an experienced entrepreneur, having owned and managed a number of business and investment ventures.

Currently, Sheldon is a member of the Chairman's Circle of SAIT, the mandate of which is to provide advice regarding SAIT's overall educational directions and goals, and recommendations for expanding and strengthening external partnerships. Sheldon is also a member of Mensa Canada.

Previously, Sheldon served a three-year term on the Board of Governors for CGA Alberta and enjoyed teaching Sales Management at the University of Alberta for a number of years.

Sheldon is a Chartered Financial Analyst (CFA), and he balances his pursuit of life-long learning with a passion for golf, hockey and scuba diving.

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Kathleen Black

"Passion is the energy of life."

Kathleen Black
Vice President, Investor Operations

Kathleen oversees the business plans and a back office team for Investor Operations in Calgary. She leads a team of engaged individuals through best practises in processing , a new venture with room to expand, grow and influence. 

Kathleen’s 20 years of experience in the investment industry include several years in compliance operations, processing and training and Financial and tax planning. Her entrepreneurial spirit flourished while owning an Alberta mutual fund dealer and a trust company.

Kathleen is currently Chair for the Alberta Association of Compliance Officers. She also serves as director of the Association of Canadian Compliance Professionals, supported by the Investment Funds Industry of Canada.

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Miles Kotylak

"You create success by helping others achieve something they could not achieve on their own."

Miles Kotylak
Vice President, Investor Operations

Miles Kotylak has been working in the financial industry for 21 years. The last 9 years have been with ATB Financial. He started as one of the company’s original Investment Advisors and was an integral part in developing and launching ATB Investor Services from day one.

Currently Miles is responsible for leading the advisory team at ATB Investor Services. His direct leadership to the Regional Managers throughout the province helps focus on building the best team of Advisors to serve Albertans by maintaining industry leading customer service, and creating an engaged team of employees that are among the top in Canada.

In addition to helping launch one of ATB Financial’s most successful line of business, Miles also credits a trip to Rwanda, Africa as a major life accomplishment. There he helped build a church and schools, which he believed helped build his character and personal philosophy toward leadership.

In his spare time, Miles is an active family man with a wife and two young boys. The family spends a lot of time outside in the summer and lead various group studies within their community.

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Mario Frison

Mario Frison
Vice President, Solutions, ATB Investor Services

Mario is responsible for analyzing the world of investment and insurance products and services to ensure the team of advisors is able to provide ATBIS clients with the appropriate products, services and account types to help our clients achieve their goals.

Prior to this new role, Mario Frison was responsible for the commercial markets team with Corporate Financial Services.

Before joining ATB Financial in 2004, Mario spent six years with RBC, between Calgary, Toronto, and Windsor. He has more than 15 years of banking experience with some of Canada's major financial institutions. Mario achieved his Bachelor of Commerce degree and MBA at the University of Windsor in Ontario and is a Chartered Financial Analyst.

Mario is actively involved with Junior Achievement in Calgary, as well as the Empowering A Family program.

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Brian Kjenner

“To me ‘Where there’s a way’ means committing myself to a customer with a problem, and not letting go until the problem is completely resolved.”

Brian Kjenner
Vice President, Advisory Services

Brian leads the advisory teams that provide private investment management, wealth and estate planning, as well as investment services to ATB Investor Services' customers throughout the province. This includes working with the regional managers to develop and implement strategies for recruiting, training and support of advisors. Brian also works closely with our internal partners to find ways to link ATB customers with wealth management needs to the products and services available at Investor Services.

Prior to joining ATB, Brian worked as a private consultant, offering sales training and consulting to many great companies (including ATB). Brian also is the author of Rocket-Man: The Resurrection!, which is a fictional book written to help sales people become brilliant at the basics.

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Associate & External Relations


Sandy Chipchar

"Rather than ending the day exhausted, success is leaving the office energized because you know you have made a difference. The people I work with won't always remember what I have done but they will remember how I did it."

Sandy Chipchar
Chief Associate and External Relations Officer

Sandy leads a team responsible for human resources, marketing and communications. These three key functions work together to focus on our people, our brand, and creative approaches to maximize ATB's involvement in the community.

Sandy is a member of the University Hospital Foundation Board of Trustees.

Prior to joining ATB Financial in 1997, Sandy had 17 years of diverse human resource experience. Sandy started her career in a human resources recruiting firm, worked in municipal government and later spent 15 years in telecommunications, where she worked in compensation, recruitment, organization development and training.

Sandy is very active in ATB Financial's community investment efforts. She supports the University Hospital Foundation, the Stollery Children's Hospital in Edmonton, and the Alberta Children's Hospital in Calgary. She served on the Board of Trustees for the University Hospital Foundation.

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Maureen Galway

Maureen Galway
Vice President, Human Resources

Maureen leads the business partner and recruiting teams for ATB. In addition to her leadership role, she is ATB's Chief Negotiator and is responsible for Retail Financial Services' human resources strategy as a member of that line of business's leadership team.

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Peggy Garritty

“Both business and life have a habit of throwing curves at the least expected moment. No matter how good our last performance has been, there’s always a higher bar we can achieve, a more creative approach, or a new solution. That's what good leaders do – they keep pushing the bar higher. ”

Peggy Garritty
Senior Vice President, Communications and Corporate Responsibility

Peggy leads a team responsible for external communications and positioning of ATB across the province, internal communications with associates, media relations, stakeholder relations with our government shareholder, and the growing area of corporate responsibility.

Before joining ATB, Peggy ran her own consulting firm, where she was responsible for a number of award-winning communication programs.

Peggy is a founding member of the Board for the St. Albert Community Foundation and a past member of the St. Albert Rotary Club. Peggy is also a supporter of the Capital Region River Valley Alliance.

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John Windwick

“Good organizations create a vision, articulate the vision, passionately own the vision and then empower each other to relentlessly drive it to completion.”

John Windwick
Vice President, Community and Government Relations

With 19 years banking experience, John brings a wealth of knowledge to ATB Financial. His varied career began in sales, then marketing, and then into several key projects within ATB.

John is currently the vice president of ATB Financial's community and government relations group. He is responsible for a team of dedicated individuals who support, run and promote ATB Financial in the communities across Alberta. John’s team is responsible for ATB lead community initiatives, sponsorships, events, and promotions.

John is an active volunteer, driven to support his community in many endeavours. Currently sitting as the First Vice Chair of the Northlands Board of Directors, John has been the director responsible for both Capital Ex and the Canadian Finals rodeo. He has previously chaired the 65 Roses Sports Committee (Cystic Fibrosis Research), the TELUS Edmonton Open (9 years) and he currently sits as the Commissioner of the Canadian Finals Rodeo.

John has a wife and daughter and resides in Edmonton. He has a passion for his family, sports, his company, and his community.

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Nolan Berg

Nolan Berg
Vice President, Marketing

Nolan is a 20-year veteran of marketing and marketing communications. He has led marketing strategy within companies including DuPont, has consulted to companies on marketing strategy and ran two successful North American advertising agencies. He loves and lives brand experiences.

Nolan and his team are responsible for the ATB Financial customer experience and works closely with the lines of business and other brand stakeholders to deliver a consistently superior ATB experience. On top of this, Nolan and his team lead the creative aspects of the brand experience including advertising and promotion.

In his spare time he enjoys experiencing the wonderful amenities of Alberta with his wife and two daughters.

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Finance and Administration


Jim McKillop

"If your actions inspire others to dream more, learn more,
do more and become more, you are a leader."

Jim McKillop
Chief Financial Officer

As Chief Financial Officer, Jim is responsible for leading a group of internal service providers and providing overall financial management processes for the organization. These include finance, treasury, facilities and real estate, legal services, and central administration. Jim also serves as a director of four ATB subsidiaries: ATB Investment Services Inc., ATB Investment Management Inc., ATB Securities Inc., and ATB Insurance Advisors Inc.

Prior to joining ATB Financial, Jim served as VP of Finance and CFO for Lilydale Foods. He also spent two years in Prague, Czech Republic, as Controller for a wireless phone company, as well as nine years with both the Telus Corporation and Echo Bay Mines in various capacities.

Jim graduated from the University of Alberta with a degree in Business Administration and Commerce. He is also a chartered accountant.

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Stuart McKellar

"Nothing great was ever achieved without enthusiasm." - Ralph Waldo Emerson 

Stuart McKellar
Vice President, Legal & Corporate Secretary

Stuart McKellar leads the Legal Services department, a creative team that employs good business sense and judgment to identify legal risk and implement appropriate strategies. Stuart also provides corporate secretary support to the ATB Board of Directors and to the Investor Services subsidiaries of ATB.

Stuart joined ATB in 1997, after seven years in private practice with a respected local law firm. Stuart has held various positions with Legal Services and he truly enjoys the opportunity to represent ATB's interests.

Stuart earned his Bachelor of Arts degree from the University of Calgary and his Bachelor of Laws degree from the University of Alberta. He is a member of the Law Society of Alberta, the Canadian Bar Association, and the Canadian Corporate Counsel Association. Stuart proudly serves as a Director of the Christmas Bureau of Edmonton, chairing the Governance and Strategic Planning Committee.

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Lukasz Forys

"Leadership success is measured by the ability to create an enjoyable and exciting work environment."

Lukasz Forys
Vice President, Global Financial Markets

Lukasz’s love of travel makes him a perfect fit for leading all global financial market functions at ATB Financial. His responsibilities include staying abreast of trends within the money markets, foreign exchange, investment management, and global financial products.

He and his team of financial markets professionals are responsible for managing the foreign exchange position, bidding on large money market term deposits, as well as managing investment portfolios. They are also responsible for risk management solutions and trading in the areas of derivatives, as well as institutional foreign exchange and institutional money markets.

Lukasz holds an MBA in Financial Management with Presidential Honours. He also holds equivalent degrees of Bachelor of Business and Bachelor of Arts (Economics).

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Mike Frederick

"Our culture and people inspire me and my team every day to reach for the highest rungs."

Mike Frederick
Senior Vice President, Finance & Administration, Investor Services

Michael Frderick brings over 12 years of experience in the investment industry to his role of Senior VP & Chief Financial Officer for ATB Investor Services. His areas of responsibility include; financial reporting and regulatory compliance, investment operations and IT projects and infrastructure.

While in the Certified Management Accounting program he earned “Scholarship in Accounting” for his academic achievement and community involvement. He obtained both his Chartered Accountant (CA) and Chartered Management Accountant (CMA).

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Dean Ozanne

Dean Ozanne
Vice President, Central Services

Dean Ozanne is responsible for Central Services and Operations, providing service and support to the sales network. Central Services provides processing services for all retail, business, agricultural loans and deposits. Dean's team also includes Loan Review, Branch Support — a one-stop help desk that is the primary contact point for branches to obtain answers to questions on ATB policy, business rule or process and the Business Ownership Group, which looks after all of the enhancements and operational requirements of ATB's sales-related software applications.

Dean joined ATB Financial in 2000, bringing with him 16 years of experience in banking with Royal Bank. In his role as Vice President Northwest Region with ATB Financial, he was responsible for sales, growth and development in the Northwest region.

Dean has a degree in Economics from the University of Alberta. He has a diverse background, having held many different jobs prior to starting his banking career. They range from managing a golf course, a crane company and a hotel, to script-writing for Occupational Health and Safety movies to working as a construction tech for Bechtel on the construction of the Syncrude plant.

Dean was recently appointed as a founding trustee for the First Nations Market Housing Fund, is a board memeber of the Canadian Payments Association, is an ex-board member with the Canadian National Institute for the Blind and is a volunteer advisor with Canadian Executive Services Offshore (CESO) International Services. CESO provides subject matter experts in Canada and abroad to help with local economic development initiatives.

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Stef Schiedon

“Leadership is a responsibility, not a rank or privilege. A good leader sets out to create vision and human energy by tapping into the talents of other people and instilling belief in them that change can be created for the better."

Stef Schiedon
Vice President, Facilities, Real Estate and Procurement

Stef leads the Facilities, Real Estate and Procurement team, responsible for developing and implementing plans for branches, all of ATB's facilities, and for procuring various products purchased across the organization.

Stef's team is responsible for ensuring that all ATB associates have the space and resources necessary to function and effectively serve our customers. He provides the strategic and tactical direction needed to manage our portfolio of owned and leased real estate, our corporate-wide facilities management support services, as well as our procurement systems.

To stay fit and involved in his community, Stef is an active rower and volunteer rowing coach. Originally from the Netherlands, Stef has created a new home with his family on their Alberta acreage.

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Donald DeSouza

"Set goals beyond your reach and an engaged team will find a way to achieve them."

Donald DeSouza
Acting Vice President, Corporate Performance Management

Donald DeSouza brings 15 years of experience in the financial industry to his role as Acting, Vice President Corporate Performance Management. His area of responsibility includes maintain effective corporate-level business planning, budgeting and forecasting. He and his team also focus on corporate business intelligence, management reporting and analysis and financial support services for various corporate groups.

In his spare time he likes to spend time quality time with his family and travel.

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Risk Management


Bob Mann

"Risk is not something to be feared or avoided, but does need to be understood, respected and controlled."

Bob Mann
Chief Risk Officer

Bob and his team are responsible for all aspects of risk management across the organization, including assessment of portfolio risk, decision support and loan adjudication, operational risk, compliance and privacy. These include all policy issues as they relate to risk, loan collection and recovery activities, and compliance. Bob also oversees ATB's Internal Audit team.

Bob joined ATB Financial in 1975 and has held numerous branch management and corporate office positions since then. He most recently held the position of Executive Vice President, Credit, from 1997 to 2008.

Bob holds an Associate Diploma from Medicine Hat College's Bachelor of Commerce Program. He has also completed numerous banking-related courses, including courses from ATB's Agricultural Lending Program and the Canadian Institute of Bankers Professional Banking Program.

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Dwayne Mann

"Attitude is everything."

Dwayne Mann
Senior Vice President, Credit

Dwayne leads a team responsible for all credit and risk approval functions at ATB Financial, including decision support and loan adjudication, all policy issues as they relate to credit risk, the maintenance of ATB's risk rating and scoring systems, as well as all loan collection and recovery activities. His team also pursues new opportunities to build on its expertise and expand business in small business and agriculture, investment capital for selected commodity-based sectors, and real estate lending.

Dwayne was born and raised in Ontario but is enthusiastic about being based in Calgary, a city he fell in love with before he came to ATB Financial. After achieving his MBA from University of Western Ontario, Dwayne wanted to combine his interest in finance with the ability to interact with people. Banking was the perfect fit.

Recently Dwayne completed several industry-specific courses to enhance his knowledge of derivatives, portfolio theory and asset/liability management.

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Omar Rehman

Omar Rehman
Acting Vice President, Internal Audit

Omar Rehman is a chartered accountant (CA) and Chartered Financial Analyst (CFA) and has 13 years of experience in audit including stays at Barclays Captial in the U.K. and Royal Dutch Shell in Calgary.

As Acting Chief Internal Auditor, Omar Rehman is responsible for evaluating and improving the effectiveness of the organization’s risk management, control and governance processes.

In his spare time he likes to spend quality time with his family, kickboxing and travel.

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Andy England

Andy England
Vice President, Business and Corporate Credit

Andy and his team support the profitable growth and risk-managed credit philosophy of ATB Financial through the timely and appropriate adjudication of all corporate, business and agricultural applications for credit in excess of $250,000.

The Business and Corporate Credit team consists of 30 staff in Edmonton and Calgary who possess extensive experience in agriculture, small business, oil and gas, real estate, hospitality, manufacturing, and many other sectors and businesses in Alberta. All are dedicated to meeting the unique needs of Albertans while ensuring ATB Financial's reputation as a disciplined, ethical and self-sufficient financial institution is maintained.

Andy was born in Cold Lake, Alberta and joined ATB Financial over 30 years ago in St. Paul, Alberta. He has extensive experience in small business, real estate and hospitality, and corporate lending as a result of his previous tenures as General Manager of Corporate Credit and a senior relationship manager with Corporate Financial Services. Andy also brings with him a strong sense of the culture and history of ATB Financial and Alberta.

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Jay Hamblin

“Team players compliment one another bringing all their strengths together to form a cohesively strong unit destined for success.”

Jay Hamblin
Vice President, Asset Management

Jay Hamblin is responsible for Asset Management, a group that provides professional management of ATB's high risk and impaired loans portfolio with emphasis on maximizing recoveries and ultimately enhancing ATB's profitability.

Jay joined ATB Financial in 1980, after establishing himself in the banking industry with the Bank of Montreal. He has held various leadership positions during his 28 years with ATB, including: Vice President Commercial Banking, Regional Vice President Edmonton South Region, and Branch Manager in several branches. Prior to ATB Financial, Jay spent seven years with Bank of Montreal.

Jay has his FICB designation (Fellows of the Institute of Canadian Bankers).

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Ray Wells

“A leader should be measured by the ability to leading a team to accomplish together the impossible that could not be done by the individuals alone.”

Ray Wells
Vice President, Retail Credit

Ray Wells is responsible for the team that handles credit risk and adjudication of all consumer credit lending and independent business lending under $250,000.

Ray re-joined ATB Financial in 1994, after 25 years of banking experience at other financial institutions in branch management roles and corporate credit positions. He has spent the past 12 years in Corporate Credit, moving to his current role in June 2006.

Ray Wells completed the Institute of Canadian Bankers Business Administration program with honours and completed coursework in securities, mutual funds, legal, and numerous additional courses in risk management through the University of Alberta School of Business.

Ray is an active volunteer canvasser for a variety of charities within his community of Devon and a strong supporter of the work accomplished by the United Way of Edmonton.

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Information Technology and Solutions Delivery / CORE


Mike Redeker

"Leadership is the art of accomplishing more than the science of management says is possible."

Michael Redeker
Vice President and Chief Technology Officer

Mike is responsible for providing information technology leadership in computing operations, security, architecture, communications networks, and disaster recovery for IT services as well as corporate project management implementation and tracking to all business units.

Michael joined ATB Financial in May 2007 after spending 11 years with IBM Canada, focused on delivering quality information technology services within the financial services industry.    

Born in Edmonton, Michael has worked in cities across Canada including Vancouver, Toronto, Regina and Calgary.  Michael is a graduate from Northern Alberta Institute of Technology.

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Ken Casey

"Leaders should lead by example and be willing to be the first under fire."

Ken Casey
Executive Vice President, Major Initiatives

Ken Casey leads the team responsible for directing enterprise business and technical initiatives designed to improve efficiency, agility and effectiveness. Currently, Ken heads up a team responsible for replacing ATB’s core banking system. His team includes not only ATB associates seconded to work on Core but also representatives of SAP and Accenture, ATB's partners on the Core initiative.

Ken has been employed in financial services since 1972. Before joining ATB Financial in 1996, he gained experience with both Canadian and foreign-owned chartered banks, as well as a trust company.

Ken currently sits on the board of The Canadian Payments Association. Ken is a Fellow of the Institute of Canadian Bankers and holds degrees in Political Science and Economics from the University of Calgary. As an active volunteer with Junior Achievement, Ken sits on the board for the Northern Alberta chapter.

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Sara Singerman

"What I really like about ATB is that they give back to the community. They're very much an Alberta bank, not a big conglomerate. I think the personal touch that ATB has with their customers is very unique. I'm proud when I see a machine with the ATB logo on it."

Sara Singerman
Vice President, IT Corporate Services, Planning & PMO

Sara leads several teams for ATB Financial, including Quality Assurance, the Project Management Office (PMO), the Vendor Management Office (VMO), Enterprise Architecture, and Business Development and Contract Negotiation. Among Sara’s responsibilities are governance over testing of software applications, delivery of IT programs and projects, and contract management of IT outsourcing and service vendors. Before joining ATB Financial in 2008, Sara was in charge of IT planning and strategy for ATCO.

Sara’s diverse professional experience includes more than 12 years in the financial industry. She has spent much of her career working in the United States for various financial institutions, law firms, and the public sector. Sara earned an accounting degree in her native Argentina before moving to New York where she completed a Bachelor’s degree from City University with a major in Computer Information Systems Analysis and a minor in management. She then achieved her MBA at New York’s Polytechnic University.

Sara is a member of CIO Leadership Network and the Institute of Corporate Directors. She also enjoys spending time with her family and ‘geocaching’, a high-tech treasure hunting game played by people of all ages throughout the world. Geocaching requires a working knowledge of GPS coordinates, a strong sense of community and a commitment to the environment.

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Keith Hughes

“Success is having a measurable goal, and having everyone on the team work towards achieving that goal.”

Keith Hughes
Vice President, Business Transformation

Keith leads the team responsible for transforming ATB's core banking processes. The team is introducing new processes and technology to ATB that will allow the organization to continue to deliver world-class solutions for our customers.

Keith has been with ATB for five years in various Regional VP capacities. Prior to joining ATB Financial, Keith was with Royal Bank for 16 years, involved in retail, conditional sales, business, aboriginal and commercial banking. He has also had the opportunity to be involved in human resources from a training/recruitment and services perspective.

Keith graduated from Camosun College with a major in Finance and Marketing. In 2002 he received his FICB designation (Fellows of the Institute of Canadian Banking).

Currently involved with the Edmonton United Way, Keith has held various positions with many community organizations, especially focused on community-based aboriginal groups.

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For more information, call 1-800-332-8383, or visit any branch of ATB Financial. To locate the branch nearest to you, please use our Branch Locator.

 

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