Deposit Accounts:
Students First Account
The Students First Account is the smart choice for students. It gives you easy access to
your money, a low monthly fee and free services that make life as a student a little easier.
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| Qualification Requirements1 |
Enrolled in Post Secondary |
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| Monthly account features & fees |
| Transactions included |
40 |
| Monthly fee |
$2.95 |
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| Fee for transactions over monthly account limit |
| In-branch withdrawals and tranfers2 |
$0.85 |
| Cheques |
$0.85 |
| Electronic withdrawals |
$0.50 |
| Electronic transfers |
$0.50 |
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| Monthly service features |
| Access to ATBOnline Banking service |
Free |
| Telephone banking inquiries |
20 Free then
$0.50 each |
| Cheque return |
Free |
| Overdraft protection3 |
No fee
unless used |
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| Withdrawals at non-ATB Financial automated bank machines |
| ARN Credit Union Network in Alberta |
Free |
| INTERAC Network in Canada |
5 Free then
$1.50 each |
| Cirrus Network outside Canada |
$3.00 each |
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| Additional banking options included with account |
| Peronalized cheques |
Discounted
(Limited Style) |
| Students First Line of Credit4 – Low fee borrowing at Prime + 1% |
Up to
$7,500 / year |
| Students First MasterCard5 – No annual or transaction fees and low minimum payment requirements |
Up to
$2,000 limit |
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ATB's $10,000 Student Bursary Giveaway
Open a Students First Account, line of credit, or MasterCard and you
will automatically be eligible to win one of ten $1000 bursaries. Open
up all three and increase
your chances to win.
For complete contest details, visit any ATB Branch today or call
our Customer Contact Centre (toll-free) at 1-888-330-9282.
More about the Students First Plan:
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Ready to Open
Your Account Today?
Call us at 1-888-330-9282
or visit your local branch.
Branch Locator |
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1 For new accounts, you are required to provide a copy of your tuition payment
receipt within 60 days of opening your Students First Account. For established accounts, you are
required to provide a copy of your tuition payment receipt or a complete proof of enrollment form  (PDF - 35k) before November 1st of each new school year to retain your Sturdents First Account.
2 For in-branch bill payment transactions there is a $1.25 additional handling fee per transaction.
3 On approved credit. If used, there is a minimum charge of $3 or interest, whichever is greater.
Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged monthly.
4 On approved credit. Borrow up to $7,500 for each academic year up to a maximum of $30,000.
5 On approved credit. |
