ATB Financial - Agri-Industry - Loan Products

With time being such a precious commodity in the farming community, time lost due to sickness or injury may result in financial hardship for you and your family.

Being ready for the unexpected is a big part of your success in agriculture. That’s why we offer Loan Protection – coverage for when the unexpected happens.

It happens.

Insurance Institute studies show that each year one person out of every eight cannot work for at least three months because of a disability. More are away for at least two months recovering from an everyday accident or unforeseen medical emergency.

Even a few months without income can drain your resources, preventing you from meeting financial obligations. You may be forced to sell important farm assets just to keep up with your payments.

Disability insurance on your loan could cover your payments when you are disabled.

For most of us, the risk of suddenly dying is the last thing on our minds. But if you died suddenly and left behind an uninsured loan, your family, beneficiaries or business partners would face the additional financial burden of repaying that loan. Resources you put aside for other purposes may have to be used for loan payments.

Loan or line-of-credit life insurance could pay off your loan in the event of your death.

Tools:

ATB Financial has several tools and resources that can help you assess your insurance needs.

Loan Protection proves there’s a way to peace of mind with ATB Financial.

Loan Insurance at ATB Financial is provided by Sun Life Assurance Company of Canada, a member of the Sun Life group of companies.

For more information on ATB Financial Loan Protection, visit any branch of ATB Financial, or call 1-800-332-8383 (toll-free). For the address of the ATB Financial location nearest you, please use the Branch Locator.