Business Deposit Accounts:

e-Service Accounts

ATB Financial's Business e-Service Accounts are for businesses that generate a consistent number of transactions and prefer electronic channels.

They give you access to ABM deposits/withdrawals/bill payments, Direct Payment purchases, pre-authorized debits and telephone banking for a set fee each month.

There are currently three packaged options available with the Business s e-Service Accounts. See below for details.

Packaged Options:

ATB Financial's Business e-Service Account is the perfect account for people who follow consistent banking patterns and who prefer to make transactions using ATB's electronic** services. The e-Service account is available in three different option packages. Details of each option package are provided below.

Option 25	$14/Month
First 25 electronic** transactions free every month*
Additional electronic** transactions — $0.60 each
Cheques — $0.80 each
In-Branch transactions — $2.00 each
Free access to Internet Business Banking (basic service only)





Option 40	$18/Month
First 40 electronic** transactions free every month*
Additional electronic** transactions — $0.60 each
Cheques — $0.80 each
In-Branch transactions — $2.00 each
Free access to Internet Business Banking (basic service only)





Option 60	$24/Month
First 60 electronic** transactions free every month*
Additional electronic** transactions — $0.60 each
Cheques — $0.80 each
In-Branch transactions — $2.00 each
Free access to Internet Business Banking (basic service only)

Deposit Interest - Full Service Accounts
Interest calculated on the average monthly balance. Paid monthly. Tiered rates.

Account Extras:

Each account comes with a number of extras providing further benefits:

• Detailed statement
• Automated Banking with Business Customer Card
• Telephone Banking (telephone service): 20 free inquiries per month, $0.60 each thereafter
• Optional cheque return ($5/month)

Account Accessories for All Options (Additional Fees Apply):

In addition to the above, you can accessorize your account by adding the following:

• The Alberta Business MasterCard at a reduced annual fee from $65 to $48 and additional cards from $35 to $24. This helps you to consolidate your business expenditures and simplify your record keeping.
• Internet Business Banking gives you increased access to your accounts and the ability to perform daily management tasks at the click of a button.
• Overdraft Protection (O.A.C.) ATB's Overdraft Protection helps you avoid the cost and inconvenience of having an item returned NSF (Not Sufficient Funds).
• Merchant Services to increase sales opportunities, guarantee payment, and eliminate the expense and effort of maintaining a secondary banking relationship (includes acceptance of MasterCard, Visa, Diners, Amex)

For more information, call 1-877-424-4045, or contact any ATB Financial Branch.

For more information on Business Deposit Accounts or any of our small business service or solutions, visit any branch of ATB Financial. For the address of a location nearest you, please browse this site using the Branch Locator, or call 1-800-332-8383 for small and independent business information.

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