Business Deposit Accounts:

Full-Service Chequing Accounts

ATB Financial's Full Service Chequing Packaged Accounts are available as either flat-fee packaged options or with pay as you go options.

Please select the style of account you are interest in:

• Packaged Options
• Pay As You Go Options

ATB Financial offers a variety of other deposit accounts that may be better suited for your unique needs — click here to view a list of ATB's other deposit accounts.

Packaged Options:

ATB Financial's Packaged Accounts are for businesses that generate a consistent number of transactions from month to month and prefer the use of cheques, in-branch teller service and electronic transactions. They allow you to concentrate on your business instead of counting transactions.

Option 25	$22/Month
First 25 transactions free every month*
Additional transactions $1.25 each





Option 40	$32/Month
First 40 transactions free every month*
Additional transactions $1.25 each





Option 60	$44/Month
First 60 transactions free every month*
Additional transactions $1.25 each





Option 125	$78/Month
First 125 transactions free every month*
Additional transactions $1.25 each

Deposit Interest - Full Service Accounts
Interest calculated on the average monthly balance. Paid monthly. Tiered rates.
Additional fees apply for large currency and coin transactions.

Account Extras:

Each account comes with a number of extras providing further benefits:

• Free cheque return and detailed statement
• Automated Banking with Business Customer Card
• Telephone Banking (telephone service): 20 free inquiries per month, $0.60 each thereafter

Pay As You Go Options:

ATB Financial's Pay As You Go Accounts are for businesses that prefer to only pay for services used. Choose between an interest bearing account, or a non-interest account. Both accounts give you access to chequing services, electronic banking and in-branch service.

Pay As You Go (With Interest)	$8/Month
Electronic** transactions: $0.60 each
Cheques: $0.80 each
Interest calculated on the average monthly balance
Interest paid monthly; tiered rate.





Pay As You Go	$6/Month
Electronic** transactions: $0.60 each
Cheques: $0.80 each

Additional fees apply for large currency and coin transactions.

Account Extras:

Each account comes with a number of extras providing further benefits:

• Free cheque return and detailed statement
• Automated Banking with Business Customer Card (ABM, POS)
• Telephone Banking (telephone service): 20 free inquiries per month, $0.60 each thereafter

Account Accessories for Both Options (Additional Fees Apply):

In addition to the above, you can accessorize your account by adding the following:

• The Alberta Business MasterCard to help you consolidate your business expenditures and simplify your record keeping
• Internet Business Banking gives you increased access to your accounts and the ability to perform daily management tasks at the click of a button.
• Overdraft Protection (O.A.C.) ATB's Overdraft Protection helps you avoid the cost and inconvenience of having an item returned NSF (Not Sufficient Funds).
• Merchant Services to increase sales opportunities, guarantee payment, and eliminate the expense and effort of maintaining a secondary banking relationship (includes acceptance of MasterCard, Visa, Diners, Amex)

For more information, call 1-877-424-4045, or contact any ATB Financial Branch.

For more information on Business Deposit Accounts or any of our small business service or solutions, visit any branch of ATB Financial. For the address of a location nearest you, please browse this site using the Branch Locator, or call 1-800-332-8383 for small and independent business information.

Copyright ©2006 ATB Financial, All Rights Reserved.