Financial Tools:

Loan & Mortgage Calculators

The following personal loan and mortgage calculators can help you make the right borrowing decision and assist you in achieving your unique financial goals:

Calculators:

• Mortgage Blender Calculator
  Renewing a mortgage early, buying another home or refinancing, the blending option can help save on interest costs. This option compares an existing mortgage rate to the current interest offerings and determines the blended option.
  
  
• Maximum Mortgage
  Using some simple information like income, monthly payments, and down payment, the Maximum Mortgage calculates the monthly payment a household can afford.
  
  
• Personal Loan Payment Calculator
  This calculator is an easy way to determine what amount a loan payment will be. All that is required is the amount of the loan, interest rate, and term.
  
  
• Mortgage Payment Calculator
  The Mortgage Payment Calculator is an easy way to determine what amount the mortgage payment will be on a weekly, bi-weekly, semi-monthly, monthly, or accelerated schedule.
  
  
• Mortgage Pre-Payment Analyzer
  Use the Mortgage Pre-Payment Analyzer to compute your mortgage payments and to determine the impact annual pre-payments will have on the length and interest cost of your mortgage.
  
  
• Rent Vs. Own Calculator
  There are several factors to consider such as mortgage rate, the market value appreciation of the home, and the potential rate of return from investing extra cash rather than putting it towards a mortgage. This calculator shows which option works best and makes a difficult decision a lot easier.
  
  
• Mortgage Finder
  One size does not fit all! Mortgage Finder asks a few simple questions to evaluate the mortgage needs, risk tolerance and payment preferences, and then uses this information to recommend the appropriate mortgage option.
  
  
• Personal Loan Finder
  Selecting the type of personal loan depends on several factors such as, amount needed to borrow, preferred method of payment and the intended use of funds. This calculator will help you achieve your financial goals.
  
  
• Mortgage Comparison
  This tool makes side by side comparisons for two or three mortgages, helping to show which one is the best option. The criteria like rate, amortization period, and payment frequency are adjustable and will show the affect on the monthly payments as well as the mortgage over the long term.
  

Copyright ©2006 ATB Financial, All Rights Reserved.