Financial Tools:

Investment & Savings Calculators

The following are helpful tools in identifying your investment and savings needs as well as to form potential investment strategies:

Calculators:

• Advantage of Early Investing
  The Advantage of Early Investing tool is designed to show you how you can take advantage of the power of compounding to achieve personal retirement goals. Virtually every guide to personal investing will tell you that the best way of meeting your savings goals is to start early, invest on a regular basis and stay invested. Investing earlier on in life and taking advantage of compounding investment returns can produce better results than investing later in life and with more money.
  
  
• Investment and Regular Deposit
  This tool is designed to illustrate the effect of a regular deposit as part of a periodic savings program. By providing a few details about your investment plan, the Investment and Regular Deposits calculator illustrates the total growth of your deposits.
  
  
• Investment and Regular Withdrawal (Investment and Savings)
  This tool is designed to illustrate the regular income stream that could be produced from a non-registered investment. By providing a few details about your investment plan, the investment and Regular Withdrawals calculator illustrates the depletion of assets through a regular withdrawal program, while taking into account the growth of the assets over time.

• RESP Calculator
  This tool is designed to help you identify the cost of your children’s post-secondary education and develop a savings plan to cover those costs. The tool allows you to build a plan for up to four children and takes into account the varying tuition and living costs from province to province.
  
  
• Savings Planner
  The Savings Planner helps determine a savings plan to achieve specific financial goals based on cost, time and savings growth.

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