Conservative Portfolio   [ PDF Version | Compass Reports ]

Portfolio Manager:

ATB Investment Management Inc.

My Objectives:

“I need my investment to be secure yet want higher return potential and liquidity than GIC’s.”

The Compass Conservative Portfolio will accomplish my objectives by:

Allocating my investment across a diversified portfolio of fixed income securities, money market instruments, and income trusts to provide income and some capital appreciation while preserving principal and reducing volatility.

The Compass Conservative Portfolio suits me because:

I am seeking to maximize my return potential for the level of investment risk that I am willing to take. I plan to stay invested a maximum of 3 years. I want professional portfolio managers to evaluate and adjust my investment portfolio to maintain my objectives.

The Compass Conservative Portfolio diversifies my investment by:

• Asset Class – An optimum mix of government, corporate, and high yield bonds, money market instruments and income trusts.
  
  
• Investment Style – Complementary blends of active and passive investment management styles.
  
  
• Manager – Multiple best-in-class investment managers to add expertise and reduce risk.
  

Underlying Investments:

Underlying investments are objectively selected from leading investment managers, based upon:

1. Proven track records of value-added performance;
2. Solid management processes;
3. High potential to repeat performance while containing risk; and
4. Obtained at a significant cost advantage.

Investment Manager	Underlying Investment	Asset Class	Weighting
ATB Investment Management	ATB Money Market Fund	Money Market	15% - 24%
Barclays Global Investors Canada Ltd.	Universe Bond Index Fund	Fixed Income	60% - 70%
Canso Investment Council Ltd.	Corporate Value Bond Fund	Fixed Income
Franklin Templeton Investments	Real Estate Investment Trusts	Alternative/Equity	10% - 24%
Franklin Templeton Investments	Mutual Beacon Fund	Alternative/Equity
Mawer Investment Management	Canadian Equity Fund	Alternative/Equity
Mawer Investment Management	World Investment Fund	Alternative/Equity
			100%
Your portfolio is regularly monitored and re-balanced to target weightings to stay focused on your objectives.

Performance Projection:

Variability of return decreases as your investment holding period increases.

• Potential performance range over 1-year periods as high as 15% to as low as
  -5%.
  
  
• Potential performance range over 20-year periods as high as 7% to as low as 3%.
  
  
• Long-term target performance is 5.1%.

The potential return range and long-term target performance illustrate the effect of holding a diversified investment portfolio mixing various asset classes and are not specific estimates or a guarantee of performance. They are based on historical performance of market indices for each asset class and forward projections of economic trends using a 95% probability factor.

	Portfolio Values
	As at August 27, 2008: COMPASS PORTFOLIO VALUE  Conservative $10.53  Conservative Balanced $11.86  Balanced $12.69  Balanced Growth $13.28  Growth $13.68  Maximum Growth $13.34

100% RSP Eligible

The MER includes management fees, operating expenses, and GST. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unit values of mutual funds will fluctuate and past performance may not be repeated.

For more information:

Contact your ATB Investor Services Professional at any ATB Financial Branch, or call us today
at 1-888-ATB-7121.

To Learn More:

• Compass Portfolio Series Reports (including Annual Reports, Prospectus, and more.)
• View current Prices, Performance, and Distributions for the Compass Portfolio Series
• Disclosure

ATB Investment Management Inc. ("ATBIM") is a licensed user of the trademarks Compass Portfolio Series and ATB Investor Services. ATBIM is a wholly owned subsidiary of ATB Financial. ATB Financial is the registered trade name/trademark of Alberta Treasury Branches. † AIM, the chevron logo and all associated trademarks are trademarks of AIM Management Group Inc., used under licence. * TRIMARK and all associated trademarks are trademarks of AIM Funds Management Inc.