PROTECTING YOUR WEALTH:
PROTECTING YOU AGAINST THE UNEXPECTED

Living benefits, such as disability insurance and critical illness insurance, protect your standard of living if you are unable to work or incur unforeseen expenses due to injury or illness. This is especially important for people in their peak earning years and those with dependants.

For your peace of mind, ATB Investor Services offers comprehensive protection products and services through our subsidiary ATB Insurance Advisors Inc. Our team of experienced insurance professionals can prepare an insurance plan tailored to your specific needs.

Disability insurance protects you and your family by providing income if you are unable to work due to injury or illness. Disability insurance policies are structured to begin payments at a set time (usually 30, 60 or 90 days after a disability) and continue for a predetermined period. How soon you start collecting benefits and how long they last are details of a disability insurance policy that can be tailored to your needs and will affect your premium level.

Critical Illness Insurance pays a lump-sum benefit upon diagnosis of an illness or condition specified in your plan. The benefit you receive can be spent however you wish – there are no restrictions or requirement.

ATB Investor Services offers insurance products and services through a dedicated, mobile team of experienced professionals. To meet with one of our insurance professionals, please contact the ATB Investor Services associate at your nearest ATB Financial branch or call 1-888-ATB-7121.

ATB Investment Management Inc., ATB Securities Inc. (member CIPF), ATB Investment Services Inc., ATB Insurance Advisors Inc. are wholly owned subsidiaries of ATB Financial and are licensed users of the trademark ATB Investor Services. ® ATB Financial is a trade name/registered trademark of Alberta Treasury Branches.