PROTECTING YOUR WEALTH:
TRANSFERRING YOUR PERSONAL AND BUSINESS ASSETS

Without a sound estate plan, the wealth you have worked so hard to build could be significantly devalued by taxes and fees due at death. An estate plan will conserve the value of your estate by first minimizing the amount of taxes and fees due and subsequently ensuring adequate funds to cover the remaining costs. This will allow your heirs and favorite charities to receive assets from your estate according to your wishes, without the extreme tax burden.

A succession plan ensures the orderly transfer of a business. It’s a vital part of an estate plan. If you intend to retire and pass your company on to a member of your family, or to someone else you trust, you need a succession plan to ensure that transfer is a smooth one. Also, if you pass away suddenly, a succession plan makes certain your wishes are followed.

ATB Investor Services offers insurance products and services through a dedicated, mobile team of experienced professionals. To meet with one of our insurance professionals, please contact the ATB Investor Services associate at your nearest ATB Financial branch or call 1-888-ATB-7121.

ATB Investment Management Inc., ATB Securities Inc. (member CIPF), ATB Investment Services Inc., ATB Insurance Advisors Inc. are wholly owned subsidiaries of ATB Financial and are licensed users of the trademark ATB Investor Services. ® ATB Financial is a trade name/registered trademark of Alberta Treasury Branches.