ATB Financial - Investor Services

ATB Investment Services Inc. ("ATBISI") and ATB Securities Inc. ("ATBSI") are wholly owned subsidiaries of ATB Financial ("ATB"). ATB Financial is the trade name/registered trademark of Alberta Treasury Branches. ATBISI and ATBSI are licensed users of the trademark ATB Investor Services.

Any securities traded through ATBSI are not deposit instruments guaranteed or insured in whole or in part by the Province of Alberta, the Canada Deposit Insurance Corporation ("CDIC"), any other government deposit insurer or agency, ATB Financial or ATBSI. The value of and the investment return on, any securities traded through ATBSI are subject to market fluctuation. ATBSI is a member of the Canadian Investor Protection Fund ("CIPF"). Customers’ accounts are protected for losses within specified limits that result from the insolvency of a CIPF member. CIPF does not cover customers’ losses that result from other causes such as changing market values of securities, unsuitable investments or the default of an issuer of securities. An explanatory brochure describing the nature and limits of coverage is available on request.

Mutual Funds are offered by ATBIS and ATBS. Mutual Funds are not insured by the Canada Deposit Insurance Corporation, nor guaranteed by ATBIS, ATBS, ATB, the Province of Alberta, or any government agency. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Read prospectus before investing. Unit values of mutual funds will fluctuate and past performance may not be repeated.