Fixed Date Deposits :

Non-Redeemable GICs

These GICs, available in terms from 30 days to 5 years, offer a higher return than redeemable GICs because your funds are locked in until maturity.

Short-term Non-Redeemable GICs

Need:

• Goals like saving for a vacation
• Need principal and interest to be secure

Special Features:

• Guaranteed rate for a fixed period of time.
• Choice of terms to meet investment horizon.
• Non-redeemable terms of 30 days up to 364 days.
• $1000 minimum investment.
• Also available as an RSP or RIF.

Long-term Non-Redeemable GICs

Need:

• Goals like saving to buy a home or car.
• Want to receive regular income.
• Need investment and interest to be secure.

Special Features:

• Guaranteed rate for a fixed period of time.
• Choice of terms to meet investment horizon.
• Non-redeemable terms of 1 year up to 5 years.
• $1000 minimum investment (or $5000 if interest paid monthly).
• Also available as an RSP, RESP or RIF ($500 minimum investment).

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