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Friday, November 20, 2009 |
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Friday, November 20, 2009 |
ACHIEVING YOUR GOALS:
To help guide you with your retirement planning, please check out the following information. If you need help, you can call us at 1-888-665-9282 or visit your local branch. RRSP Strategies |
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Today, more than ever, you must save wisely to ensure a worry free future for you and your family. The time to be thinking about your retirement income is well before you actually retire. By contributing to a Registered Retirement Savings Plan (RRSP) every year, you can pay less tax now and build a larger retirement income for the future. 2009 will be the first year that the new Tax Free Savings Account (TFSA) is available. Every Canadian resident 18 years of age or older will be eligible for this new account and can contribute $5,000 annually. All contributions grow tax-free and can be withdrawn tax-free. Coupled with RRSP savings for retirement, you now have access to more products with a distinct tax advantage. Your retirement savings could mean the difference between just getting by and having the financial resources for an enjoyable, fulfilling retirement. With the help of an ATB Investor Services professional, you will be able to evaluate your specific needs based on your time horizon, risk tolerance, and performance goals to develop a plan that suits you.