Linked to the performance of an equally weighted basket of three agricultural commodities*:

Market Participation Rate is 80%

• 3 year

• At maturity, the one-time return will be the principal investment plus the Market Participation Rate (MPR)of the market increase.
• The percentage increase is calculated as the difference between the arithmetic average of the index levels on the third Thursday of every month starting June 5, 2008 - up to and including March 17, 2011 (34 calculation dates), minus the opening index level on June 5, 2008, divided by that opening index level, and multiplied by the MPR.

Reconstructed History

Interest Payment Calculation

If you could have invested in this product three years ago, you would have achieved a 29.26% return on your investment, resulting in a compound average growth rate of 8.93% per year.

For information on this or any other promotional Equity Linked product, please refer to ATB Financial's applicable product brochure available at any ATB branch.

Suitability
The information contained in this fact sheet should not be considered investment advice. Before purchasing ATB Financial’s linked products, you should carefully consider their suitability in light of your investment objectives. For instance, they are not suitable if you are looking for a guaranteed rate of return. ATB Financial makes no representations or warranties as to the suitability or expected growth of ATB Financial's linked products or the performance or selection of the indices, mutual funds, currencies, commodities or companies included. All of the indices/mutual funds/currencies/commodities/companies included have, in the past, experienced significant movements, and it is impossible to know their future direction. The stock exchanges indicated do not associate with, endorse, or make any representations regarding the advisability of investing in these products. Your personal needs should be discussed with an ATB Financial representative in order to help you make a decision that best meets your investment objectives. These products are offered subject to availability. ATB Financial reserves the right to withdraw this offer at any time. ® ATB Financial is a trade name/registered trademark of Alberta Treasury Branches.

* The reference prices of the Commodity Basket or Underlying Commodities are determined by reference to the official settlement prices of futures and forward contracts traded on The Chicago Board of Trade. The reference prices will be the official settlement price as made public by the CBOT and made available on the exchange's web site www.cbot.com or Bloomberg C 1 <CMDTY> HP for Corn, Bloomberg S 1 <CMDTY> HP for Soybeans and Bloomberg W 1 <CMDTY> HP for Wheat.

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