Seasonal Investments:

2 Year Flexible GIC
Potential for higher rate in Year 2

If 1-year non-redeemable GIC interest rates are higher than your current rate on the first anniversary date of your investment, you automatically receive the higher rate for the second year.*

Special Features:

	Flexible GIC
	2-year Rate:       PRODUCT RATE   Flexible GIC 3.65% **

• Potential rate increase in Year 2 if GIC rates rise.
• Principal is protected.
• Interest is credited annually or monthly.
• Non-redeemable.
• $1,000 minimum investment.
• Also available as an RSP ($500 minimum).

ATB Financial’s other limited time offers

For information on this or any other promotional GIC product, please refer to ATB Financial’s
GIC Products Brochure available at any ATB branch.

*Seasonal product interest rates do not apply. **Limited time offer. Rates subject to change without notice.
ATB reserves the right to withdraw the offer at any time.

Copyright ©2006 ATB Financial, All Rights Reserved.