ATB Financial - Personal Services

A line of credit provides you with access to money when you need it, so that when that great investment opportunity arises, you will have the ability to take advantage of it.

Borrow the exact amount you need or set up a limit that you feel comfortable working with.

Rates offered for lines of credit are usually lower than Credit Cards and conventional loan programs, saving you money. You will only pay interest on the amount that you actually utilize and not on the authorized limit.

A line of credit is simple to use since it is attached to your ATB Financial chequing account. You can access these funds through direct payment purchases using your debit card, by writing cheques, or through cash withdrawals. You will receive monthly statements with your cancelled cheques, allowing easy management of your finances. And your account can be linked to our telephone banking service so your account information is always only a phone call away.

A line of credit offers many advantages over conventional loans:

You can use some or all of your available line of credit at your convenience.
You don't need to pledge any assets as security.
Repayment is very flexible — you can just make the required minimum monthly payment of interest only on of the outstanding balance or pay a larger amount up to the entire balance.
Your line of credit has no expiry date — it's yours as long as you need it.

Insure your Line of Credit

Secure your line of credit with ATB Financial's competitive life & disability insurance.

To assist in calculating how much you may qualify for, be sure to try one of our handy Personal Loan Calculators.

For more information on ATB Financial's Loan Insurance, visit any branch of ATB Financial, or call us today at 1-800-332-8383 (toll free). For the address of the ATB Financial location nearest you, please browse this site using the Branch Locator.