Personal Loans & Line of Credit:

Overdraft Protection

Do you ever worry about whether you have enough funds in your account to cover all of your cheques and/or direct debits?

ATB Financial's Overdraft Protection can help you avoid the misfortunes of having an item returned "NSF" (Not Sufficient Funds), which can be costly, inconvenient, and downright embarrassing!

Overdraft protection is simple to use since it is attached to your ATB chequing account:

• You can use some or all of your overdraft at your convenience.
  
  
• Repayment is very flexible — you can just make the required minimum monthly payment of 3% of the outstanding balance or pay a larger amount up to the entire balance.
  
  
• Your overdraft has no expiry date — it's yours as long as you need it.

Overdraft Protection gives you the comfort you need, knowing that your account can be overdrawn to a pre-determined amount if required. It is designed to provide you access to funds for occasional short term needs.

An alternative to overdraft protection is ATB's Personal Line of Credit. This allows you flexibility to access funds on a more regular basis as your need arises.

For more information on ATB Financial's Loan products, visit any branch of ATB Financial, or call us today at 1-800-332-8383 (toll free). For the address of the ATB Financial location nearest you, please browse this site using the Branch Locator.

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