Wednesday, July 23, 2008 |
| ATB Mortgage Solutions: How do I get started? What is a mortgage? Essentially a mortgage is a loan to assist in purchasing or refinancing personal real estate. Pre-approved Mortgage: Talk to ATB Financial first... before you begin looking for a home. We will pre-approve you for a mortgage today. You're under no obligation and this service is free. Based on your current financial situation and a satisfactory credit review, a pre-approved mortgage tells you the amount you can borrow and how much your payments will be. Combine this information with your down payment and you can shop with both peace of mind and confidence. 90 day Rate Guarantee: Once you have received your approved mortgage, we'll guarantee your fixed interest rate and payments for up to 90 days from the date of the pre-approval to the date you complete your home purchase (ie. mortgage funds advanced). And, if mortgage rates go up during that period, you're guaranteed the rate quoted on your pre-approval. If mortgage rates have decreased by the time you take possession of your home, you will receive the lower rate. Truly the best of both worlds! Transfer your existing mortgage: We can arrange to transfer your mortgage to ATB Financial. Your competitive fixed rate is guaranteed for 90 days from the date of your application. For more information on ATB Financial's mortgage solutions, visit any branch of ATB Financial, or call us today at 1-877-424-4045 (toll free). For the branch hours and address of the ATB Financial location nearest you, please use the Branch Locator. |
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