ATB Financial - Personal Services - Mortgages

The Lower Than Prime Mortgage is a smart way to take advantage of today's low interest rates with the added flexibility to convert to a fixed-rate term at anytime.

Your Lower Than Prime Mortgage is guaranteed to stay below ATB Financial's Prime lending rate for the entire 5-year term, and at any time you can easily convert your mortgage to a closed fixed-rate term of 3 years or longer.

Key Features:

Low rate guaranteed to be below ATB Financial's prime lending rate*.
Current Lower than Prime Mortgage Rate: 4.15%
Make interest rates work for you!
Ability to simply convert your mortgage anytime within your 5-year term.

Additional Benefits

Savings:

Receive additional interest savings with rates lower than prime. Your rate is guaranteed to be at least 0.60% lower than prime for the entire 5-year closed term.

Possibility:

With a variable rate, you have the best opportunity to take advantage of possible drops in the prime rate.

Security:

Your mortgage is convertible to any closed term of 3 years or longer anytime during your 5 years. This feature gives you protection against rising interest rates.

Flexibility:

You can make extra payments up to 20% of your original mortgage amount in any number of installments at any time! You may also increase your payment each year up to 20% of your original payment.

Ask for Loan Protection and take care of the ones you love.

For details, call us today at 1-877-424-4045 (toll free) or visit your nearest branch of ATB Financial. For the branch hours and address of the ATB Financial location nearest you, please use the Branch Locator.

* On approved credit. Annualized Percentage Rate (APR) represents a 5 year closed term and is variable based on ATB Financial's prime rate, which can fluctuate without notice. The APR assumes the customer will provide all other sundry items such as survey, appraisal, legal fees, and high ratio insurance premiums. Some restrictions apply. Minimum equity of 5% on Market Value approved by ATB Financial. Limited time offer. See branch for details. Rate subject to change.