ATB Financial - Personal Services - No Down Payment Mortgage

We understand that saving up for the 5% down payment can take time. We also recognize that interest rates are at historically low levels, making now a great time to purchase your home.

At ATB Financial not having a down payment doesn't have to keep you from owning your own home. The new ATB No Down Payment Mortgage option allows you to buy your home without saving up for the 5% down payment.

Big Savings with Peace of Mind

The ATB No Down Payment Mortgage option is very simple…just apply and we will advance the maximum mortgage amount you qualify for. You will receive our sale rates on any term longer than 3 years. This option not only saves you money but also provides the long-term stability and peace of mind knowing that your payments will remain the same.

Your mortgage is about you.

At ATB Financial we are committed to providing the best mortgage options in Alberta, and we want to help you find the mortgage that fits you best. We encourage you to speak with one of our friendly financial representatives who can help you identify the mortgage options that will make your journey to home ownership an enjoyable one.

For more information or to apply for your ATB No Down Payment Mortgage, visit any branch of ATB Financial, or call us today at 1-877-424-4045 (toll free). For the branch hours and address of the ATB Financial location nearest you, please use the Branch Locator.

*On approved credit. Purchases only. Subject to ATB Financial lending criteria for residential mortgages. Available on posted 3 year or longer committed rate. For terms under three years, posted rates will be used. Third party or non-resident guarantors not permitted for credit qualification purposes. High ratio insurance premiums and application fees apply. Limited Time Offer. May not be combined with any other rate discount or other offers or promotion. Some conditions apply, see branch for details. Rates are subject to change.