About ATB

Our Business

Knowing you is the essence of ATB Financial's business.

Our numbers are...


More than 85 years in business. Over 800,000 clients. More than 5,000 team members. Over $60.2 billion in assets. One Purpose. You.

Knowing you is the essence of ATB Financial’s business. We understand the challenges our clients face, and we work with you to find the best solutions, providing strong financial and investment advice, as well as quality products and services to help you reach your goals.

Our commitment and connection to the people of this province, combined with our world-class capability and competency and our unbridled enthusiasm for helping clients succeed, make us the choice of a growing number of Albertans.

Regulatory framework

As Crown corporations, ATB Financial and its subsidiaries operate under a legal framework established pursuant to the provisions of the ATB Financial Act and ATB Financial Regulation. This legislation was modelled on the legislation governing other Canadian financial institutions and is amended periodically. ATB Financial also operates within the legal framework established by such statutes of general application affecting the operations of provincial Crown corporations such as the Financial Administration Act, Government Accountability Act and Alberta Public Agencies Governance Act and applicable legislation dealing with consumer protection, privacy and mo​ney laundering. ATB Financial’s investor services subsidiaries are also subject to regulatory oversight by the Investment Industry Regulatory Organization of Canada and the Alberta Securities Commission.

A Mandate and Roles document entered into between the President of Treasury Board and Minister of Finance and ATB Financial provides guidance to ATB Financial in conducting its affairs further to the ATB Financial Act and ATB Financial Regulation.

In addition to the ATB Financial Act and ATB Financial Regulation, ATB is subject to regulatory oversight by the Alberta Superintendent of Financial Institutions who, on behalf of the President of Treasury Board and Minister of Finance, has issued the following Guidelines and Ministerial Order, (similar to those issued by the Office of the Superintendent of Financial Institutions that supervises federally regulated deposit-taking institutions):


Capital Adequacy (PDF)

Derivatives Best Practices (PDF)

Legislative Compliance Mangement (PDF)

Liquidity (PDF)

Mandate and Roles (PDF)

Ministerial Order on Capital Adequacy (PDF)

Outsourcing (PDF)

Prudent Person Approach (PDF)

Annual Report and Sustainability Update

Starting in 2023, we released our Annual Report as well as a standalone Sustainability Update. We did this with intention—to articulate ATB’s approach and actions related to our key environmental, social and governance topics. 

2023 Annual Report

2023 Sustainability Update

 

Annual and Corporate Social Responsibility 

From 2019-2022, we combined our annual financial and corporate social responsibility reports into one report. 

2022 Annual and Corporate Social Responsibility Report (PDF)

2021 Annual and Corporate Social Responsibility Report (PDF)

2020 Annual and Corporate Social Responsibility Report (PDF)

2019 Annual and Corporate Social Responsibility Report (PDF)

 

Financial Reports

2018 Annual Report (PDF)

2017 Annual Report (PDF)

2016 Annual Report (PDF)

2015 Annual Report (PDF)

 

Corporate Social Responsibility Reports

2018 CSR Report

2017 CSR Report (PDF)

2016 CSR Report (PDF)

2015 CSR Report (PDF)

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