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 Full Service Pay As You Go


ATB Financial's Pay As You Go accounts are for businesses that prefer to only pay for services used.

Choose between an interest-bearing account or a non-interest account. Both accounts give you access to chequing services, electronic banking, and in-branch service.

Pay As You Go options
Pay As You Go (with interest) $10/Month
Fees for additional transactions
Electronic1 transactions: $0.60 each
Cheques & in-branch transactions: $0.80 each
Interest calculated on the average monthly balance
Interest paid monthly; tiered rate.
Pay As You Go $8/Month
Fees for additional transactions
Electronic1 transactions: $0.60 each
Cheques & in-branch transactions: $0.80 each
Additional fees apply for large currency and coin transactions.

Account extras 

Each account comes with a number of extras providing further benefits:

  • Free cheque return and detailed statement
  • Automated banking with business customer card (ABM, POS)
  • Telephone banking (telephone service): 20 free inquiries per month, $0.60 each thereafter

In addition to the above, you can accessorize your account by adding the following (additional fees may apply):

  • The Alberta Business MasterCard to help you consolidate your business expenditures and simplify your record keeping.
  • ATBOnline Business banking gives you increased access to your accounts and the ability to perform daily management tasks at the click of a button.
  • Merchant Services to increase sales opportunities, guarantee payment, and eliminate the expense and effort of maintaining a secondary banking relationship (includes acceptance of MasterCard, Visa, Amex).
1Electronic transactions include ATB automated banking machine debits/credits, direct payment purchases, pre-authorized debits, automatic deposits/credits, and telephone banking bill payments. Interac ABM and ARN transactions are $1.50 each plus applicable transaction fee.
For more information please call 1-800-332-8383. 

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Account Agreement

Effective February 1, 2009

Download (PDF - 62KB)