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 Rates and Fees

 
Annual fees
Card name Primary Each co-applicant or
authorized user
Alberta BusinessCard
Authorized limit of $50,000 or less
$65 $35
Alberta BusinessCard
Authorized limit of $50,001–$100,000
$130 $35
Alberta Agri-Industry BusinessCard
Authorized limit of $50,000 or less
$65 $35
Alberta Agri-Industry BusinessCard
Authorized limit of $50,001–$100,000
$130 $35
Alberta Gold Rewards BusinessCard
Alberta Gold Ag-Rewards BusinessCard
$99 $49
You will be charged an annual fee which will vary depending on the type of card and authorized limit you receive. This annual fee will appear and be due on your first statement and thereafter will appear annually on your statement anniversary date
Service fees and other charges
Type of fee
(applies to each individual transaction made)
Amount
Cash Advance from an automated banking machine
(ABM) in Canada
$2.50
Cash Advance from an ABM outside Canada $5.00
Over the counter Cash Advance in Canada $5.00
Over the counter Cash Advance outside Canada $7.50
Foreign currency conversion4 2.90%
Foreign currency ATB MasterCard Cheque $7.50
Sales slip copy $5.00
Statement copy $10.00
Cheque copy $10.00
Over limit fee5 $30.00
NSF fee 6 $40.00
Rush replacement card $29.00
Credit Bureau search
(not applicable for new application)7
$15.00
Each fee will be posted to your card account on or about the date of the applicable transaction to which it relates.
MasterCard® is a registered trademark of MasterCard International Inc. ATB Financial is a licensed user of the registered trademark and design owned by MasterCard International Inc. 1Including cash withdrawals at automated banking machines and cash like transactions such as balance transfers, cheques, money orders, traveler's cheques, wire transfers and gambling transactions. 2The annual interest rates based upon ATB Prime. "ATB Prime means the annual rate of interest announced by us, from time to time, as our Canadian dollar Prime Lending Rate. Our current Canadian dollar Prime Lending Rate may be obtained at any time from our website at atb.com. Any change in the ATB Prime will cause a corresponding change in the annual interest rate applicable to the Card Account, effective on the first day of the billing period during which the change in the ATB Prime Rate occurs. 3This fee applies to both debits and credits. For details, refer to the Cardholder Agreement. 4If we permit the Business Credit Limit to be exceeded, the fee will be charges on each Statement in which your balance exceeds your Business Credit Limit. 5This fee applies if we dishonour a MasterCard Cheque because it is for an amount that exceeds your Business Credit Limit and if any payment you make to us is returned as dishonoured or unprocessed from your financial institution. 6This fee applies each time we are required or authorized to conduct a credit bureau search in relation to an existing Card Account.
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