Business Card vs Operation Loan

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ATB Financial > Business > Tools and Resources > Business Card vs Operation Loan

Business Card vs Operation Loan

Use this calculator to compare the annual costs and savings of using one of our Business MasterCard products for your business purchases versus a traditional operating loan.

What is your desired credit limit? (max. $100,000)
Loan Multiple
On average, how much of this multiple is advanced to you but not needed?
In how many months of the year do you pay off your entire balance?
How many cardholders would you have on your MasterCard account?

Annual Results	Alberta Business Card	Alberta Gold Rewards Business Card	Revolving Operating Loan
Costs
Average interest rate
Annual fee (MC)
Renewal fee (loans)
Interest cost*
Savings
Benefit of 21-day grace period
Benefit of no multiples
Benefit of reward points
Totals
Annual benefit with Business MasterCard products
* Interest costs are based on an average annual utilization rate of 37%.
Whether you are looking for a low interest rate or rewards, we have the right MasterCard for you and your business. Click here to learn more about our Independent Business and Agriculture MasterCard products. This tool is for information purposes only. For more information please call 1-888-ATB-5678

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