Deposit Accounts:
Everyday Chequing Accounts at a Glance |
Ready to Open
Your Account Today?
Call us at 1-888-330-9282
or visit your local branch.
Branch Locator |
| |
ATB Advantage
Account |
Unlimited
Account |
Basic
Account |
Pay As You
Go Account |
|
| Transactions included |
Unlimited |
Unlimited |
15 |
0 |
| Monthly fee |
$18.00 |
$12.95 |
$5.00 |
No Fee |
| Fee waived with minimum balance of |
$5,000 |
$1,500 |
n/a |
n/a |
| Fee cap |
n/a |
n/a |
n/a |
$25 |
|
| In-branch withdrawals and transfers |
n/a |
n/a |
$1.001 |
$1.001 |
| Cheques |
n/a |
n/a |
$1.00 |
$1.00 |
| Electronic withdrawals and transfers |
n/a |
n/a |
$0.65 |
$0.65 |
|
| Online banking service |
Free |
Free |
Free |
Free |
| Telephone banking inquiries |
Unlimited |
Unlimited |
20 Free
then $0.50 each
|
20 Free
then $0.50 each
|
| Cheque return |
Free |
Free |
Optional for
$2.50 / month |
Optional for
$2.50 / month |
| Overdraft protection2 |
No fee unless
used |
No fee unless
used |
No fee unless
used |
No fee unless
used |
| Interest |
0.05% if minimum balance of $5,000 |
n/a |
n/a |
n/a |
|
| ARN Credit Union Network in Alberta |
Free |
Free |
Free |
Free |
| INTERAC Network in Canada |
5 Free
then $1.50 each |
3 Free
then $1.50 each |
$1.50 each |
$1.50 each |
| Cirrus Network outside Canada |
$3.00 each |
$3.00 each |
$3.00 each |
$3.00 each |
|
| Personalized cheques at no charge |
Included
(Limited Sytle) |
Not Included |
Not Included |
Not Included |
| Money orders or drafts |
Free |
$6.00 |
$6.00 |
$6.00 |
Certified cheque requests
(account holder) |
Free |
$10.00 |
$10.00 |
$10.00 |
| American Express travellers cheques
(single signature) |
Free |
1.25%
Commission |
1.25%
Commission |
1.25%
Commission |
| Stop-payment request (full details) |
Free |
$12.00 |
$12.00 |
$12.00 |
Discount on annual
safety deposit box fee |
$12.00 |
n/a |
n/a |
n/a |
1 For in-branch bill payment transactions
there is a $1.25 additional handling fee per transaction.
2 On Approved Credit. If used, there is a minimum charge of $3
or interest, whichever is greater, for the Pay As You Go Account, Basic Account and Unlimited Account.
For the ATB Advantage Account, you pay interest only if used. Interest is calculated daily on the daily
closing overdrawn balance at 19.25% per annum, charged monthly.
|
