Linked to the performance of a basket of equity, commodity and precious metal indices:

Market Participation Rate is 100%

• 3-year
• 5-year

• At maturity, the one time return will be the principal investment multiplied by the Market Increase and multiplied by the MPR. The Market Increase is calculated by taking the arithmetic average of the best-performing index of the above listed indices at each Fixing Date. After each Fixing Date, the best-performing index as at that Fixed Date is removed from eligibility as the best-performing index for the remaining Fixing Dates.
• The return on the 3-year product is subject to a cap of 30% on the individual best-performing return for each year. The total return over 3 years cannot exceed 30%.

Payment Explanation
5-Year Term Example

Year 1 = Top return of Index 1 or Index 2 or Index 3 or Index 4 or Index 5
Year 2 = Top return of remaining 4 indices
Year 3 = Top return of remaining 3 indices
Year 4 = Top return of remaining 2 indices
Year 5 = Return on remaining index

Suitability
The information contained in this fact sheet should not be considered investment advice. Before purchasing ATB Financial's linked products, you should carefully consider their suitability in light of your investment objectives. For instance, they are not suitable if you are looking for a guaranteed rate of return. ATB Financial makes no representations or warranties as to the suitability or expected growth of ATB Financial's linked products or the performance or selection of the indices, mutual funds, currencies, commodities, or companies included. All of the indices / mutual funds / currencies / commodities / companies included have, in the past, experienced significant movements, and it is impossible to know their future direction. The stock exchanges indicated do not associate with, endorse, or make any representations regarding the advisability of investing in these products. Your personal needs should be discussed with an ATB Financial representative in order to help you make a decision that best meets your investment objectives.
These products are offered subject to availability. ATB Financial reserves the right to withdraw this offer at any time.
® ATB Financial is a trade name / registered trademark of Alberta Treasury Branches.

"Standard & Poor's" and "S&P" are trademarks of the McGraw-Hill Companies, Inc., and have been licensed for use by Alberta Treasury Branches. The Diversified Best Perform Linked GIC is not sponsored, endorsed, sold, or promoted by Standard & Poor's or the Toronto Stock Exchange ("TSX"). The S&P/TSX 500 Index is prepared and published by the TSX in accordance with a standard set of rules established by the TSX from time to time. The S&P/TSX 500 Index is a trademark of the TSX, which licenses the use of the index and the trademark to ATB but does not sponsor or endorse this product.