Seasonal Investments:

Springboard GIC®
Rising rates every year

This 3- or 5-year investment has an interest rate which increases each year. Plus, it is fully redeemable on each anniversary date. You get a great rate plus flexibility.

Consider a Springboard GIC, if you want:

• 	Springboard GIC®
  	3-Year Rates*: YEAR RATE Year 1 1.85% Year 2 2.10% Year 3 2.80%   5-Year Rates*: YEAR RATE Year 1 2.00% Year 2 2.05% Year 3 2.15% Year 4 2.70% Year 5 4.60%

  Security, but may need access to funds.
• An interest rate guaranteed to increase each year.

Special Features:

• Available in 3- or 5-year terms.
• Principal is protected.
• Interest rate increases automatically every year.
• Interest is credited annually or compounded.
• Redeemable on each anniversary date.
• $1,000 minimum investment.
• Also available as an RSP and RESP ($500 minimum).

For your convenience, ATBOnline banking customers can purchase select GICs through our automated system. If you would like more information, call us at
1-888-665-9282 or visit your local branch.

ATB Financial’s other limited time offers.

For information on this or any other promotional GIC product, please refer to ATB Financial’s
GIC Products Brochure available at any ATB branch.

*Limited time offer. Rates subject to change without notice. Interest is either paid direct to the client annually or compounded annually. ATB Financial reserves the right to withdraw the offer at any time. Springboard GIC is a registered trademark of Alberta Treasury Branches.