ATB Financial - Personal Services - Home Equity Line of Credit

An ATB Financial Home Equity Line of Credit (HELOC) is a low-cost borrowing option, which uses the equity you’ve built up in your home. At an affordable borrowing rate, there really is no better way to redo your kitchen, finish your basement, fund your dream vacation, buy that investment property, or consolidate your debts.

A HELOC is:

Simple to use–it’s attached to an ATB Financial chequing account
Accessible by using a debit card, writing a cheque, or withdrawing cash in-branch
Easy to manage, thanks to monthly HELOC account statements
Linked to online and telephone banking–your HELOC account information is just a few clicks or a phone call away

Don’t just take our word for it, though. Ask your friends why they’re using a HELOC.

More benefits you will enjoy include:

Flexible payment options. Pay as little as interest only or a portion of, or all, of your balance at your convenience, with no penalties
Apply only once. As you pay off the credit you use, it becomes available to you again
Flexible insurance options. Insure all or part of your line of credit with life and disability coverage that meets your needs.

How it works:

Our Home Equity Line of Credit also comes with the peace of mind that you deserve, offering a competitive life & disability insurance package.

To assist in calculating the amount for which you may qualify, be sure to try one of our handy personal loan calculators.

For more information on ATB Financial's Loan products, visit any branch of ATB Financial, or call us today at 1-800-332-8383 (toll free). For the address of the ATB Financial location nearest you, please browse this site using the Branch Locator.

* On approved credit. Variable rate open term based on ATB Financial’s prime lending rate, which can fluctuate without notice. Some conditions may apply. Up to a maximum of 80% of the equity subject to any prior outstanding mortgage or other encumbrances. Minimum amounts apply. Residential properties only. Set-up fees can apply which may affect APR. See branch for details.