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Skip Navigation LinksATB Financial > Personal > Bank > ATB Advantage Account

 ATB Advantage Account

 

Our premium banking plan for a flat monthly fee of $21.95

This all-inclusive account plan offers unlimited transactions along with free access and pricing incentives for many other banking services, covering almost every need you can think of.

And, maintain a minimum monthly balance of $5,000, we'll waive your monthly account fee. That's more money in your pocket!

Get up to $250 with a new chequing account.

Already have one? Refer a friend and get $50.

Learn more

ATB Advantage Account details
Monthly account features and fees
Transactions included (debit and credit) Unlimited
Monthly fee $21.95
Fee waived with minimum balance of 1 $5,000.00
Additional account services and benefits
Annual fee waived for primary cardholder and co-applicants on ATB Platinum Cash Rewards® World MasterCard®2 $120 or more in annual savings
Annual fee waived on the ATB US Dollar MasterCard®2 $19 USD in annual savings
Reduced interest rates on personal unsecured lines of credit3 2.5% reduction to your approved interest rate to a minimum of Prime+3%
Investment rate bonus on select registered investments4 0.1% interest rate bonus
Monthly service features
Access to ATB Online™ banking Free
Access to ATB Mobile banking Free
Interac e-Transfer Unlimited
Telephone banking inquiries Unlimited
Cheque image return Free
Overdraft protection5 No fee unless used
Refunds on withdrawals at non-ATB Automated Bank Machines (ABMs)
In Canada (excludes Alberta)
$3.50 flat fee per withdrawal
5 per month
In U.S.
$8.00 flat fee per withdrawal
1 per month
Additional banking options included with account
Personalized cheques at no charge Included (limited style)
Money orders or drafts Free
Certified cheque requests (account holder) Free
American Express travellers cheques (single signature) Free
Stop payment request (full details) Free
Discount on annual safety deposit box fee $12.00

 

Limited time offers for Advantage Account holders:

  • Residential Mortgage Loan Best Rate Guarantee – ATB will match the best published and advertised 5-year closed fixed-rate mortgages of the Big Five banks. Some conditions apply, see branch for complete details.
  • Alberta’s Best HELOC Rate – ATB will match the best published and advertised HELOC rate of any of the Big Five banks. Some conditions apply, see branch for complete details.
1 A minimum balance of $5,000 must be maintained daily each month for the fee waiver to apply. 2Our standard interest rates as of February 1, 2015 are 19.90% on purchases and 21.90% on cash advances. Click here to view complete rate and fee schedule. Offer subject to credit approval. The ATB Platinum Cash Rewards World MasterCard has a requirement of $60,000 in personal annual income or $100,000 in annual household income. Annual fees of $120 for the primary cardholder and $25 for each co-applicant will be waived on eligible Platinum Cash Rewards World MasterCards. If you have either of these cards, please contact us to initiate the assessment and application of the fee wavier(s). 3Rate is variable and based on ATB’s prime lending rate, which is subject to change without notice. The prime rate on February 1, 2015 was 2.85%. Our current prime rate is posted here. Offer subject to credit approval. If you have an existing personal line of credit, please contact us to initiate the assessment and application of any qualifying interest rate reduction. 4 When opening a new 3 to 5-year non-redeemable regular RRSP and TFSA. One investment bonus rate per customer per calendar year with maximum investment of $25,000. Not available for promotional products. 5 On approved credit. You pay interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.
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 Learn more about everyday banking

 
Account Satisfaction Guarantee For more information about ATB products and services, give us a call at 1-800-332-8383. 

Personal Account Agreement

Call 1-800-332-8383 if you have any questions regarding this agreement.

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