Our premium banking plan for a flat monthly fee of $21.95
This all-inclusive account plan offers unlimited transactions along with free access and pricing incentives for many other banking services, covering almost every need you can think of.
Maintain a minimum monthly balance of $5,000 and we'll waive your monthly account fee. That's more money in your pocket!
|ATB Advantage Account details|
|Monthly account features and fees|
|Transactions included (debit and credit)
|Fee waived with minimum balance of 1
|Additional account services and benefits|
|Annual fee waived for primary cardholder and co-applicants
on ATB Platinum Cash Rewards® World MasterCard®2
||$120 or more in annual savings|
|Annual fee waived on the ATB US Dollar MasterCard®2
||$19 USD in annual savings|
|Reduced interest rates on personal unsecured lines of credit3
||2.5% reduction to your
approved interest rate to a minimum of
|Investment rate bonus on select registered investments4
||0.1% interest rate bonus
|Monthly service features|
|Access to ATB Online™ banking
|Access to ATB Mobile banking
|Telephone banking inquiries
|Cheque image return
||No fee unless used|
|Refunds on withdrawals at non-ATB Automated Bank Machines (ABMs)
|In Canada (excludes Alberta)
$3.50 flat fee per withdrawal
|5 per month|
$8.00 flat fee per withdrawal
|1 per month|
|Additional banking options included with account|
|Personalized cheques at no charge
||Included (limited style)|
|Money orders or drafts
|Certified cheque requests (account holder)
|American Express travellers cheques (single signature)
|Stop payment request (full details)
|Discount on annual safety deposit box fee
Limited time offers for Advantage Account holders:
- Residential Mortgage Loan Best Rate Guarantee – ATB will match the best published and advertised 5-year closed fixed-rate mortgages of the Big Five banks. Some conditions apply, see branch for complete details.
- Alberta’s Best HELOC Rate – ATB will match the best published and advertised HELOC rate of any of the Big Five banks. Some conditions apply, see branch for complete details.
1 A minimum balance of $5,000 must be maintained daily each month for the fee waiver to apply.
2Our standard interest rates as of February 1, 2015 are 19.90% on purchases and 21.90% on
cash advances. Click here to view complete rate and fee schedule. Offer subject to credit
approval. The ATB Platinum Cash Rewards World MasterCard has a requirement of $60,000 in
personal annual income or $100,000 in annual household income. Annual fees of $120 for the
primary cardholder and $25 for each co-applicant will be waived on eligible Platinum Cash
Rewards World MasterCards. If you have either of these cards, please contact us to initiate the
assessment and application of the fee wavier(s).
3Rate is variable and based on ATB’s prime lending rate, which is subject to change without
notice. The prime rate on February 1, 2015 was 2.85%. Our current prime rate is posted here. Offer subject to credit approval. If you have an existing personal line of credit,
please contact us to initiate the assessment and application of any qualifying interest rate
4 When opening a new 3 to 5-year non-redeemable regular RRSP and TFSA. One investment
bonus rate per customer per calendar year with maximum investment of $25,000. Not
available for promotional products.
5 On approved credit. You pay interest only if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.