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 Basic Account


If you make fewer than 15 transactions per month, this account offers great value.

You also get the convenience of ATB Online, ATB Mobile, and telephone banking service.

Refer a friend and get $50!

Friendship pays if you’ve got an ATB chequing account.

Learn more

Basic Account details
Monthly account features and fees
Transactions included (debit and credit) 15
Monthly fee $3.95
Fee for transactions over monthly account limit
In-branch withdrawals and transfers1 $1.00 each
Cheques $1.00 each
Electronic withdrawals and transfers $1.00 each
Monthly service features
Access to ATB Online banking Free
Access to ATB Mobile banking Free
Interac e-Transfer $1.50 each
Telephone banking inquiries Unlimited
Cheque image return Optional for $2.50/month
Overdraft protection2 No fee unless used
Refunds on withdrawals at non-ATB Automated Bank Machines (ABMs)
In Canada (excludes Alberta)
$3.50 flat fee per withdrawal
1 per month
1 For in-branch bill payment transactions there is a $1.25 additional handling fee per transaction. 2 On approved credit. If overdraft protection is used, there is a minimum charge of $4 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.

 Learn more about everyday banking

Account Satisfaction GuaranteeFor more information about ATB products and services, give us a call at 1-800-332-8383. 

Personal Account Agreement

Call 1-800-332-8383 if you would like a fax copy or have any questions regarding this agreement.


Additional services & fees