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 Compare Accounts

 
Everyday bank accounts at a glance
Monthly account
features and fees
ATB Advantage Account Unlimited Account Basic
Account
Pay As You Go Account
Transactions included Unlimited Unlimited 15 0
Monthly fee $21.95 $9.95 $3.95 No fee
Fee waived with minimum balance of1 $5,000.00 $2,500.00 n/a n/a
Fee cap n/a n/a n/a $25.00
Account Satisfaction Guarantee
Fee for transactions over
monthly account limit
In-branch withdrawals and transfers n/a n/a $1.00 each2 $1.00 each2
Cheques n/a n/a $1.00 each $1.00 each
Electronic withdrawals and transfers n/a n/a $1.00 each $1.00 each
Monthly service features
Access to ATB Online™ banking Free Free Free Free
Access to ATB Mobile banking Free Free Free Free
Interac e-Transfer 5 free then $1.50 each 2 free then $1.50 each $1.50 each $1.50 each
Telephone banking inquiries Unlimited Unlimited Unlimited Unlimited
Cheque image return Free Free Optional for $2.50 / month Optional for $2.50 / month
Overdraft protection3 No fee unless used No fee unless used No fee unless used No fee unless used
Withdrawals at non-ATB Financial
automated bank machines
INTERAC network in Canada 5 free then
$1.50 each
$1.50 each $1.50 each $1.50 each
Cirrus network outside Canada $5.00 each $5.00 each $5.00 each $5.00 each
Additional banking options
Personalized cheques at no charge Included (limited style) Not included Not included Not included
Money orders or drafts Free $7.00 each $7.00 each $7.00 each
Certified cheque requests (account holder) Free $10.00 each $10.00 each $10.00 each
American Express travellers cheques (single signature) Free 1.25%
commission
1.25%
commission
1.25%
commission
Stop-payment request (full details)4 Free $12.00 each $12.00 each $12.00 each
Discount on annual safe deposit box fee $12.00 each n/a n/a n/a
1 A minimum balance of $2,500 must be maintained daily each month for the fee waiver to apply. 2 For in-branch bill payment transactions there is a $1.25 additional handling fee per transaction. 3 On approved credit. For the Pay As You Go Account, Basic Account, and Unlimited Account, if overdraft is used, there is a minimum charge of $4 or interest, whichever is greater. For the ATB Advantage Account, you pay interest if overdraft protection is used. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly. 4 Stop payment cheque requests are $12 if full details are provided or $20 if partial details are provided. Stop payment EFT or preauthorized debit requests are $20 if full or partial details are provided.
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