With the Pay As You Go Account, pay only for those transactions you make.
It's ideal for anyone who makes fewer than six transactions per month.
| Pay As You Go Account details |
| Account features and fees |
| Monthly fee |
No fee |
| Monthly fee cap |
$25.00 |
| Fee per transaction |
| In-branch withdrawals and transfers1 |
$1.00 each |
| Cheques |
$1.00 each |
| Electronic withdrawals and transfers |
$0.65 each |
| Monthly service features |
| Access to ATBOnline™ banking |
Free |
| Telephone banking inquiries |
20 free then $0.50 each |
| Cheque image return |
Optional for $2.50/month |
| Overdraft protection2 |
No fee unless used |
| Withdrawals at non-ATB Financial automated bank machines |
| Interac network in Canada |
$1.50 each |
| Cirrus network outside Canada |
$5.00 each |
1 For in-branch bill payment transactions there is a $1.25 additional handling fee per transaction. 2 On approved credit. If overdraft protection is used, there is a minimum charge of $3 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.