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 Home Equity Line of Credit (HELOC)


You worked hard for your home. Now make it work for you with an ATB Home Equity Line of Credit.

Use the equity in your home as security to receive a preferred interest rate1, and have access to money for whatever you want, whenever you want.

There really is no better way to redo your kitchen, fund your dream vacation, top up your RRSPs, or consolidate your debts.


  • Use the equity in your home as security to receive a preferred interest rate.
  • Repayment is flexible. Choose to make only the required minimum monthly interest payment on the outstanding balance, or pay more—up to the entire balance.
  • Accessing your funds is easy. Use your ATB customer card, write a cheque, withdraw cash in-branch, or transfer funds through ATB Online™, ATB Mobile, or telephone banking.
  • It's yours as long as you need it. You only have to apply once, and when you pay off your line of credit it automatically renews itself so that money's available when you need it.

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Life & Disability Insurance
Protect your family through ATB's low-cost insurance coverage, which will cover your loan payments in the event of death or disability.​​​

1 On approved credit. Variable rate open term based on ATB's prime lending rate, which can fluctuate without notice. Click here for the current prime rate. Upon expiry of the promotional rate, the HELOC rate will revert back to the documented rate you qualified for at time of application. See branch for details. Up to a maximum of 65% of the equity subject to any prior outstanding mortgage or other encumbrances. Some conditions and minimum amounts apply. Residential properties only. Set up fees can apply which may affect the annual percentage rate (APR). Rates are provided for information purposes only and are subject to change at any time.

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