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If yo​u're looking for a great rate, you're at the right place.

Welcome to ATB: where Albertans find mortgages made for them.

Featured Rate:


5 year Closed Variable


Whether you're buying your first home, downsizing, or shopping around for a new mortgage, ATB can offer you a great rate and flexible options that will help you own your home faster.​

See below for details on our current mortgage offers for customers.

Full selection of mortgage offers:

Closed fixed rate mortgages
Term Rate
6 month 4.50%
1 year 3.14%
2 year 3.39%
30 month 3.44%
3 year 3.49%
4 year 3.59%
5 year Rate First 3.54%
5 year 3.69%
7 year Rate First 3.99%
7 year 3.99%
Open variable rate mortgages
Term Rate
6 month 4.45%
1 year 4.49%
2 year 4.49%
Closed variable rate mortgages
Term Rate
5 year 2.65%
6 year 3.75%
Open fixed rate mortgages
Term Rate
6 month 4.50%
1 year 4.50%
2 year 4.50%

Of course, a great rate is only part of the story! When you speak to one of ATB's lending experts, we'll work with you to select a mortgage that works for you today and as you grow into your new home. For more information contact one of our mortgage specialists in your area today.

Our mortgage specialists can also help you secure a Home Equity Line of Credit (HELOC).

Rate 4.25%

A HELOC is a great borrowing option for renovations, vacations, or other large projects or purchases.

If you notice that these rates are different from the rates posted elsewhere on, ATB will honour the rates on this page.

Why should you choose an ATB  mortgage?

Whether you're buying a home for the first time, moving homes, or buying a vacation home, you need a mortgage that fits. And fit is about more than rates—flexibility, expert advice, and personal service are important too. At ATB, we offer:

  • 90-day rate holds, so you can take your time to find the right home without worrying about rate increases.
  • Pre-payment privileges that are among the best in the industry, so you can pay down your mortgage faster.
  • Expert advice, so you can feel confident during all phases of the home-buying process, from getting pre-approved to closing the sale to refinancing.
  • Complete banking solutions, so you can manage your mortgage more conveniently and include it in your comprehensive financial plan.

Talk to us today about how to get these great rates so you can get into your home sooner.

Contact a mortgage specialist, call 1-800-332-8383, stop by your local branch, or fill out this form and we'll get back to you!


1Interest rates shown are either a fixed rate or variable rate, are special discounted rates and are not ATB's posted interest rates. Offers may be changed, withdrawn or extended at any time without notice. 2Interest rates shown are annual interest rates, compounded semi-annually not in advance. Rate are subject to change at any time without notice. 3Interest rates are annual rates compounded monthly not in advance. Rates are variable rates based upon ATB's prime rate and will change at the same time ATB's prime rate changes. Rates are subject to change at any time without notice. 4On approved credit. Rates and offer as of January 25, 2018 and can expire without notice. Variable rate based on ATB's prime lending rate, which can fluctuate without notice. The Prime Rate on January 25, 2018 is 3.45%. Maximum equity percentages will apply and are subject to any prior outstanding mortgage or other encumbrances. Some conditions, set up fees, and minimum amounts may apply. Residential properties only. See branch for further details. ™ Trademarks of Alberta Treasury Branches ​​​​​​​​​​


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