Our featured offers
Term | Residential Mortgage | Rate First Residential Mortgage |
---|---|---|
5 Year High Ratio | 5.29%* | 4.99% |
5 Year Conventional | 5.69%* | 5.49% |
5 Year Variable | Prime rate minus 0.25%* | N/A |
3 Year High Ratio** | 4.99% | N/A |
3 Year Conventional** | 5.49% | N/A |
*Eligible for up to $4,000 cash offer. See offer details.
**3 year available through select ATB channels only.
3 year and Rate First Residential Mortgage are not eligible for the cash offer.
Client Rates
Rate First closed fixed-rate mortgages
5 years high ratio | 4.99% |
5 years conventional | 5.49% |
The Annual Percentage Rate (APR)* for the posted rates above closed fixed-rate mortgages are: 5 years high ratio 5.01% and 5 years conventional 5.51%.
Closed fixed-rate mortgages
1 year | 6.85% |
2 years | 6.45% |
30 month | 6.15% |
3 years | 5.49% |
4 years | 5.79% |
5 years | 5.69% |
The Annual Percentage Rate (APR)* for the posted rates above closed fixed-rate mortgages are: 1 year 6.95%, 2 years 6.50%, 30 months 6.19%, 3 years 5.52%, 4 years 5.82%, and 5 years 5.71%.
Open fixed-rate mortgages
6 months | 8.85% |
1 year | 8.85% |
2 years | 8.85% |
The Annual Percentage Rate (APR)* for the posted rates above open fixed-rate mortgages are: 6 month 9.05%, 1 year 8.95% and 2 years 8.90%.
Closed variable-rate mortgages
5 years | 6.95% |
The Annual Percentage Rate (APR)* for the posted rates above closed variable-rate mortgage is: 5 years 6.97%.
Open variable-rate mortgages
6 months | 8.70% |
1 year | 8.70% |
2 years | 8.70% |
The Annual Percentage Rate (APR)* for the posted rates above open variable-rate mortgages are: 6 month 8.90%, 1 year 8.80% and 2 years 8.75%.
Posted Rates
Rate First closed fixed-rate mortgages
5 years high ratio | 6.19% |
5 years conventional | 6.69% |
Closed fixed-rate mortgages
1 year | 7.90% |
2 years | 7.50% |
30 month | 7.15% |
3 years | 6.64% |
4 years | 6.94% |
5 years | 6.89% |
Open fixed-rate mortgages
6 months | 10.35% |
1 year | 10.35% |
2 years | 10.35% |
Closed variable-rate mortgages
5 years | 8.45% |
Open variable-rate mortgages
6 months | 10.20% |
1 year | 10.20% |
2 years | 10.20% |
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There are plenty of options to make your mortgage work for you—and we're here to help you make the most of them.