Navigate Up
Sign In

Learn. Then decide.

That's what higher education is all about, right? Exploring your options, evaluating what’s right for you and then making smart choices that will set you on the right path for success.

That's what ATB is about, too.

We know banking can be overwhelming –especially when you’re already dealing with a big life change like heading off to college or university. That’s why we're working to make banking easier and to show you all your options, so you can make choices that are right for you right now—and will still work for you once you graduate.

We can help explain your account options, outline what a line of credit can do, and walk you through the pros and cons of using credit cards. So while you’re building your future at college or university, you’ll also be building financial literacy that will stay with you for life.

Since you’ve already got a lot on your plate, we’ll do our best to demystify banking and give you the information you need to make your own choices. All it takes is a little bit of homework and taking some time to think about your goals for the next few years, then deciding what you want to do next. And if you’re thinking about a new bank – or a first bank – now’s the perfect time.

Ready? Choose a box below to find information that’s relevant to you. And make sure to check out our Studen​t Survival Guide for information on how to manage your credit and avoid debt drama.


This promotion ended January 31st, 2018. If you participated in this promotion, in order to qualify you would have needed to follow the steps below:

Get $350 with a new ATB Students First Chequing account.

  1. Open​ ​your​ ​new​ ​ATB​ ​Students​ ​First​ ​chequing​ ​account​ ​between​ ​January​ ​1​ ​–​ ​31,​ ​2018 (you need to be 18 or over).
  2. For this account, set up:
    • A recurring direct income deposit (such as payroll) and/or at least two unique recurring pre-authorized payments (such as bill, loan, insurance, or mobility).
    • Make sure the first deposit goes into the new Students First account and/or the first two pre-authorized payments are withdrawn from the new Students First account on or​ ​before​ ​March​ ​31,​ ​2018.
    • Each must recur at least once per month for the next two consecutive months (in other words for three consecutive months.)
  3. Earn $350!

Get $50 when you refer a friend to open a new Students First account.

  1. If​ ​you’re​ ​an​ ​existing​ ​ATB​ ​personal​ ​chequing​ ​account​ ​holder age 18 or over, you get $50 for every successful friend referral. This includes customers with a Pay As You Go, Basic, Unlimited, ATB Advantage, Students First, No-Fee-All-In-Digital or Freedom Account. A referral is considered successful if and when your friend follows the same process, and meets the above conditions, for the $350 offer. And make sure your friend tells us they were referred by you when they open their new ATB Students First account!
  2. Get $50!
  3. Repeat! Every friend you successfully refer means another $50 bonus for you! Plus your friend will cash in with $350!

“Successful friend referral” and “successfully refer” means that your friend has met the $350 offer conditions and received the $350 bonus PLUS your friend gave us your name as the person they were referred by.

$350​ ​and ​$50​ ​Bonus​ ​Payout​ ​Schedule​ ​Students First Account sign up from January 1 – 31, 2018

Qualifications​ ​met​ ​by Payout​ ​will​ ​be
March 31, 2018 May 1 - 15, 2018
April 30, 2018 June 1 - 15, 2018
May 31, 2018 July 1 - 15, 2018
GlassdooreSSENTIAL Accessibility™Diversity and Inclusion

About ATB | Contact Us | Find a Branch or ABM | Current Rates | Privacy and Security | Legal | Code of Conduct | Site Map | Vendor Resources

2017 ATB Financial. All rights reserved. ®ATB Financial is a trade name/registered trademark of Alberta Treasury Branches.

ATB Financial