Rate of Return
1 All performance calculations take into account any applicable maximum return caps and market participation rates (MPR). Past performance of this product is not indicative of future returns. Your returns (if any) will depend on how the shares in the basket perform over your investment term. Please note: indicative performance details posted prior to June 6, 2012 were miscalculated. We’ve fixed this calculation, so the current indicative rates are now correct. Don’t worry—your payout at maturity will not be affected by this change.
1 This GIC does not provide you with regular interest or a guaranteed rate of return. It is possible there may be no return.
2 The one time interest payment at maturity is either: the guaranteed minimum return, or the calculated basket return, whichever is greater.
At ATB Financial, 100% of your principal on market-linked GICs is protected. This means that if your product matures with a negative return, you won’t lose any of your original principal investment. If you have any questions about the information below, visit your local branch or give us a call at 1-800-332-8383.