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MasterCard Rates

Review all current ATB MasterCard annual interest rates in addition to any annual or miscellaneous fees or cash advances for each MasterCard product.

​Annual fees:
Platinum Cash Rewards® $120/year ($25 for supplementary cards)
Gold My Rewards® No fee
ATB Gold Cash Rewards® No fee
ATB Preferred® Fixed Rate $29/year (no fee for supplementary cards)
ATB Preferred® Variable Rate $29/year (no fee for supplementary cards)
Alberta MasterCard® No fee
Secured $49/year ($25 for supplementary cards)
US Dollar MasterCard® $19 USD (no fee for supplementary cards)
Alberta Rewards BusinessCard® $120/year
Alberta BusinessCard® $65 or $130/year
Alberta Agri-Industry BusinessCard® $65 or $130/year
myHusky Rewards No fee
Miscellaneous fees:
Statement reprint $10.00
Sales slip copy $5.00
Cheque copy $10.00
NSF fee $40.00
Rush replacement card $29.00
MyPic fee $15.00 for each card image change
Over limit fee $30.00
Foreign currency ATB MasterCard cheque $7.50
Foreign exchange fee 2.9%
Credit balance inactivity fee
(Charged on your February Statement if you have a credit balance on that Statement and there has been no activity on the Card Account for at least 12 months.)
$25.00 or full credit balance, whichever is less
Promotional balance transfer/cheque fee
(Up to 2% of the amount of each balance transfer made and cheque written to take advantage of a promotional interest rate offer. The fee will be charged to you at the same time that the balance transfer or cheque is posted to your Card Account.)
Up to 2%
Cash advances:
Bank machines in Canada $2.50
Bank machines outside of Canada $5.00
Over the counter in Canada $5.00
Over the counter outside of Canada $7.50
​​​​​​​​​​
 

 MasterCard rates as of February 8, 2016

 

Annual Interest Rates

  Purchases: Cash Advances:
 

Standard Rate

Default Rate

Standard Rate

Default Rate

ATB Gold Cash Rewards® MasterCard

19.90%

24.90%

21.90%

26.90%

ATB Gold My Rewards® Travel MasterCard

19.90%

24.90%

21.90%

26.90%

ATB Platinum Cash Rewards® World MasterCard

19.90%

24.90%

21.90%

26.90%

US Dollar MasterCard®

19.90%

24.90%

21.90%

26.90%

Students First® MasterCard

19.90%

24.90%

21.90%

26.90%

Alberta MasterCard

19.90%

24.90%

21.90%

26.90%

ATB Preferred ® Fixed Rate MasterCard

Preferred: 9.90%
Standard: 15.90%

22.90%

Preferred: 10.90%
Standard: 15.90%

22.90%

ATB Preferred ®Variable Rate MasterCard

Between ATB Prime + 5.00% and ATB Prime + 7%

Standard Rate + 4.00%

Between ATB Prime + 6.00% and ATB Prime + 8.00%

Standard Rate + 4.00%

Alberta Rewards BusinessCard®

19.90%

22.90%

19.90%

22.90%

Alberta Agri-Industry BusinessCard®

*

n/a

*

n/a

Alberta BusinessCard®

*

n/a

*

n/a


*Note: Variable with ATB's Prime Lending Rate

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