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MasterCard Rates

Review all current ATB MasterCard annual interest rates in addition to any annual or miscellaneous fees or cash advances for each MasterCard product.

MasterCard® rates as of November 23, 2016

  Purchases:
standard rate
Default rate Cash advances:
standard rate
Default rate Annual fees

ATB Gold Cash Rewards® MasterCard

19.90%

24.90%

21.90%

26.90%

No fee

ATB Gold My Rewards® Travel MasterCard

19.90%

24.90%

21.90%

26.90%

No fee

US Dollar MasterCard®

19.90%

24.90%

21.90%

26.90%

$19 USD (no fee for supplementary cards)

Alberta MasterCard®

19.90%

24.90%

21.90%

26.90%

No fee

ATB Preferred® Fixed Rate MasterCard

Preferred: 10.90%
Standard: 15.90%

22.90%

Preferred: 10.90%
Standard: 15.90%

22.90%

$29/year (no fee for supplementary cards)

ATB Preferred® Variable Rate MasterCard

Between ATB Prime + 5.00% and ATB Prime + 7%

Standard Rate + 4.00%

Between ATB Prime + 6.00% and ATB Prime + 8.00%

Standard Rate + 4.00%

$29/year (no fee for supplementary cards)

Alberta Rewards BusinessCard®

19.90%

22.90%

19.90%

22.90%

$120/year

Alberta Agri-Industry BusinessCard®

*

n/a

*

n/a

$65 or $130/year

Alberta BusinessCard®

*

n/a

*

n/a

$65 or $130/year

ATB World Elite® MasterCard

19.90%

24.90%

21.90%

26.90%

$120/yr ($25 for for supplementary cards)

Miscellaneous fees

Statement reprint

$10.00

Sales slip copy

$5.00

Cheque copy

$10.00

NSF fee

$40.00

Rush replacement card

$29.00

MyPic fee

$15.00 for each card image change

Over limit fee

$25.00

Foreign currency ATB MasterCard cheque

$7.50

Foreign exchange fee

2.9%

Credit balance inactivity fee

Charged on your February Statement if you have a credit balance on that Statement and there has been no activity on the Card Account for at least 12 months.

$25.00 or full credit balance, whichever is less

Promotional balance transfer/cheque fee

Up to 2% of the amount of each balance transfer made and cheque written to take advantage of a promotional interest rate offer. The fee will be charged to you at the same time that the balance transfer or cheque is posted to your Card Account.

Up to 2%

Cash advances

Bank machines in Canada

$2.50

Bank machines outside of Canada

$5.00

Over the counter in Canada

$5.00

Over the counter outside of Canada

$7.50

1-888-282-5678

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