1Interest rates shown are either a fixed rate or variable rate, are special discounted rates and are not ATB’s posted interest rates. Offers may be changed, withdrawn or extended at any time without notice. 2Interest rates shown are annual interest rates, compounded semi-annually not in advance. Rate are subject to change at any time without notice. 3Interest rates are annual rates compounded monthly not in advance. Rates are variable rates based upon ATB’s prime rate and will change at the same time ATB’s prime rate changes. Rates are subject to change at any time without notice.