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Mortgage Rates

View all the current ATB mortgage rates. Featured, closed fixed-rate, open fixed-rate and open variable-rate mortgages. Our no bull mortgage rates are fair for everyone – no negotiating or inflated prepayment penalties. Purchasing a primary residence?

Ready to shop mortgages
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Featured Mortgages1

Closed Fixed-Rate Mortgages2

Mortgage Term:Current Rate:
1 year3.04%
2 years2.39%
30 month2.49%
3 years2.64%
4 years2.69%
5 years - Extreme Discount2.84%
5 years2.84%
7 years4.64%

Open Fixed-Rate Mortgages2

Mortgage Term:Current Rate:
DetailsRates
6 months4.10%
1 year4.10%
2 years4.10%

Open Variable-Rate Mortgages3

All Term Rates
Mortgage Term:Current Rate:
All Term Rates 3.60%

 

Refinancing your mortgage?

Add a premium of 0.25% to the above interest rates.

 

Mortgage for a vacation home, investment property or other secondary property?

Add a premium of 0.25% to the above interest rates.

Our interest rate differential (IRD) calculation is based on the actual rates posted here.​

Disclaimer

Please note: Rates are provided for information purposes only and are subject to change without notice. Rates are updated as new information becomes available.​​​​​​​​​​

1Interest rates shown are either a fixed rate or variable rate, are special discounted rates and are not ATB’s posted interest rates. ​2 Offers may be changed, withdrawn or extended at any time without notice. Interest rates shown are annual interest rates, compounded semi-annually not in advance. Rate are subject to change at any time without notice.Interest rates are annual rates compounded monthly not in advance. Rates are variable rates based upon ATB’s prime rate and will change at the same time ATB’s prime rate changes. Rates are subject to change at any time without notice.
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