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RRSP Interest Rates

View all current ATB RRSP interest rates for Deposit Accounts, Fixed Rate Redeemable and Non-Redeemable Term Accounts and the Springboard GIC.

 

 Deposit Accounts

 
Details Rates
Retirement Savings Builder Account (MM Series)
$0.00 - $4,999 1.00%
$5,000 - $24,999 1.00%
$25,000 + 1.00%
Details Rates
Variable Rate Daily Interest (DI Series) 0.25%
 

 Fixed Rate Non-Redeemable Short Term Accounts (ST Series)

 
Details Rates
30–59 days 0.19%
60–89 days 0.37%
90–119 days 0.46%
120–149 days 0.57%
150–179 days 0.57%
180–269 days 0.59%
270–364 days 0.64%
 

 Fixed Rate Non-Redeemable Term Accounts (NR Series)

 
Expand/Collapse Interest Compounded Annually Interest Compounded Annually
Details Rates
12 and under 15 months 1.50%
15 and under 24 months 1.60%
24 and under 30 months 2.00%
30 and under 36 months 1.25%
36 and under 48 months 2.15%
48 and under 60 months 2.20%
60 months 2.50%
Expand/Collapse Interest Paid Semi-Annually Interest Paid Semi-Annually
Details Rates
12 months 1.25%
15 months 1.35%
24 months 1.75%
30 months 1.00%
36 months 1.90%
48 months 1.95%
60 months 2.25%
 

 Fixed Rate Redeemable Term Accounts (RE Series)

 
Expand/Collapse Interest Compounded Annually Interest Compounded Annually
Details Rates
12 and under 15 months 0.35%
15 and under 24 months 0.35%
24 and under 30 months 0.35%
30 and under 36 months 0.35%
36 and under 48 months 0.35%
48 and under 60 months 0.35%
60 months 0.35%
Expand/Collapse Interest Paid Semi-Annually Interest Paid Semi-Annually
Details Rates
12 months 0.10%
15 months 0.10%
24 months 0.10%
30 months 0.10%
36 months 0.10%
48 months 0.10%
60 months 0.10%
 

 Springboard GIC

 
Expand/Collapse 3 Year Term 3 Year Term
Details
Year 1 1.90%
Year 2 2.00%
Year 3 2.10%
Blended Interest Rate 2.00%
* Redeemable on each anniversary date
Expand/Collapse 5 Year Term 5 Year Term
Details
Year 1 2.05%
Year 2 2.15%
Year 3 2.25%
Year 4 2.35%
Year 5 2.45%
Blended Interest Rate 2.25%
* Redeemable on each anniversary date
​​​​

Rates are per annum and are subject to change without notice.​

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