Rates

Registered Investment Rates

RRSP interest rates

All current ATB RRSP interest rates for Deposit Accounts, Fixed Rate Redeemable, Non-Redeemable Term Accounts and the Springboard GIC.

Retirement Savings Builder Account 

Dollar amount Rates
All balances 0.20%

Retirement Savings Daily Interest Account (DI Series)

Dollar amount Rates
All balances 0.20%

Fixed rate non-redeemable short term accounts (ST series)

Days Rates
30 - 59 days 2.00%
60 - 89 days 2.00%
90 - 119 days 2.25%
120 - 149 days 2.25%
150 - 179 days 2.25%
180 - 269 days 2.50%
270 - 364 days 2.50%

Fixed rate non-redeemable term accounts (NR series)

Compounded annually Rates
1 year 4.750%
15 month 4.700%
2 year 4.500%
30 month 4.375%
3 year 4.250%
4 year 4.150%
5 year 4.150%
Paid semi-annually Rates
1 year 4.500%
15 month 4.450%
2 year 4.250%
30 month 4.125%
3 year 4.000%
4 year 3.900%
5 year 3.900%

Fixed rate redeemable term accounts (RE series)

Compounded annually Rates
1 year 2.00%
15 month 2.00%
2 year 2.00%
30 month 2.00%
3 year 2.00%
4 year 2.00%
5 year 2.00%
Paid semi-annually Rates
1 year 1.985%
15 month 1.985%
2 year 1.985%
30 month 1.985%
3 year 1.985%
4 year 1.985%
5 year 1.985%

Springboard GIC: 3 Year

Year Rates
Year 1 0.50%
Year 2 0.75%
Year 3 0.90%
Blended interest rate 0.72%

Springboard GIC: 5 Year

Year Rates
Year 1 0.50%
Year 2 0.75%
Year 3 0.90%
Year 4 1.00%
Year 5 1.15%
Blended interest rate 0.86%

TFSA interest rates

All the Tax Free Savings Account interest rates for the ATB Tax-Free Saver Account, the Non-Redeemable TFSA and the Redeemable Springboard TFSA GICs.

Tax-Free Saver Account

Dollar amount Rates
$0.00 - $4,999 0.50%
$5,000 - $99,999 0.50%
$100,000 and over 0.50%

Non-redeemable

Term Rates
1 year 4.750%
15 month 4.700%
2 year 4.500%
3 year 4.250%
4 year 4.150%
5 year 4.150%

Redeemable 1 year cashable TFSA GIC

Term Rates
Full term - Redeemable anytime 4.25%
Early redemption (90 days or greater) 3.25%
Early redemption (30 - 89 days) 2.25%
Early redemption (0 - 29 days) 0.00%

Redeemable 3 year Springboard GIC

Year Rates
Year 1 0.50%
Year 2 0.75%
Year 3 0.90%
Blended interest rate 0.72%

Redeemable 5 year Springboard GIC

Year Rates
Year 1 0.50%
Year 2 0.75%
Year 3 0.90%
Year 4 1.00%
Year 5 1.15%
Blended interest rate 0.86%

FHSA interest rates

Current interest rates for all of the First Home Saving Accounts.

First Home Savings Account Daily Interest Account

Dollar amount Rates
$0 - $4,999.99 0.80%
$5,000 - $24,999.99 0.80%
$25,000 and above 0.80%

First Home Savings Account GIC

Term Rates
1 year 2.50%
15 month 3.00%
18 month 3.00%
2 year 4.00%
3 year 3.00%
4 year 3.00%
5 year 3.00%

RRIF interest rates

All current ATB RRIF interest rates for Fixed Rate Non-Redeemable Accounts, Fixed Rate Redeemable Term Accounts, Cashable Accounts and general variable rate daily interest.

Cashable accounts (CS series)

Term Rates
1 year 4.750%
2 year 4.500%
3 year 4.250%
4 year 4.150%
5 year 4.150%

Fixed rate redeemable term accounts (RE series)

Term Rates
1 year 1.985%
15 month 1.985%
2 year 1.985%
30 month 1.985%
3 year 1.985%
4 year 1.985%
5 year 1.985%

Fixed rate non-redeemable term accounts (NR series)

Term Rates
1 year 4.500%
15 month 4.450%
2 year 4.250%
30 month 4.125%
3 year 4.000%
4 year 3.900%
5 year 3.900%

Fixed rate non-redeemable short term accounts (ST series)

Term Rates
30 - 59 days 2.00%
60 - 89 days 2.00%
90 - 119 days 2.25%
120 - 149 days 2.25%
150 - 179 days 2.25%
180 - 269 days 2.50%
270 - 364 days 2.50%

Variable rate daily interest

Dollar amount Rates
$0 - $1,000 0.20%
$1,000 - $5,000 0.20%
$5,000 - $10,000 0.20%
$10,000 - $250,000 0.20%
$250,000 and over 0.20%

RESP interest rates

All current ATB RESP interest rates for the Deposit Account, the Fixed Rate Non-Redeemable Term Account and the 3 or 5 year term Springboard RESP.

3 year Springboard RESP (SB series)

Year Rates
Year 1 0.50%
Year 2 0.75%
Year 3 0.90%
Blended interest rate 0.72%

5 year Springboard RESP (SB series)

Year Rates
Year 1 0.50%
Year 2 0.75%
Year 3 0.90%
Year 4 1.00%
Year 5 1.15%
Blended interest rate 0.86%

Fixed rate non-redeemable term accounts (NR series)

Term Rates
1 year 4.750%
2 year 4.500%
3 year 4.250%
4 year 4.150%
5 year 4.150%

Deposit Account

Details Rates
Daily Interest Savings Accounts (DI series) 0.20%

Need help?

Our Client Care team will be happy to assist.

Chat now
ATB Virtual Assistant
The ATB Virtual Assistant doesn't support landscape mode. Please tilt your device vertically to portrait mode.