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 Invest in Your Business


”Step out” your investments

Are you afraid to tie up extra cash in case you need to access it? Consider stepping out your investments.

For example, if you have $500,000, break up the funds into GICs with different maturity dates so you can access money if you need it—and still earn the highest interest rate.


Don’t confuse extra cash with profits

Profits can be reinvested back into the company, help reduce long-term debt or liabilities, or pay dividends to the owners and shareholders. Extra cash should be accessible when you need it.

T-Bills: Earn higher interest

Don’t need the money right away?

Treasury Bills earn a set rate, usually higher than traditional savings accounts. A T-Bill might be right for you if you don’t need the money for day-to-day operations and can set it aside for 30, 60 or 90 days.

GICs: Premium interest rates

Set it aside and earn

Does your company experience seasonality or do you put away funds to pay for bonuses? Guaranteed Investment Certificates give you the opportunity to lock funds in at a premium rate for a set period of time.

"Cash flow is a critical part of business. It really is the difference in whether you turn the lights on or turn the lights off at the end of the day."

– Jacqueline Jacek, Founder, Jacek Chocolate Couture


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