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No Bull Mortgages

Say goodbye to negotiating and guessing what rate you'll pay.

Get pre-approved

No bull isn't a product. It's a principle.

A home is a huge purchase—probably the biggest purchase you'll make in your life. That's why we're committed to being upfront and fair about the rate you'll pay, and any fees that apply. And that's the truth for all our mortgages.

No negotiating

Many lenders post inflated mortgage rates, and then expect customers to negotiate a lower rate. With our No Bull Mortgages, the rates you see are the rates you can expect to pay.

Our rates (for real) for a primary residence

3-Year Closed Fixed ...%
5-Year Closed Fixed ...%
5-Year Closed Variable ...%

No unfair and inflated penalties

If you break and prepay your mortgage mid-term, a No Bull Mortgage can save you thousands in mortgage breakage (prepayment) fees, because our penalty is based on our posted real rate, not a posted inflated rate.

Mortgage breakerage fee comparison

Start your preapproval today.

Fill out the form below and a No Bull Mortgage specialist will contact you.

Ready to chat right now?

Call 1-888-404-4646 or visit a branch.

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Please note: Rates are subject to change without notice. Interest rates shown are either fixed rates or variables rates. Fixed interest rates shown are annual interest rates, calculated semi-annually, not in advance. Variable interest rates are annual interest rates, calculated monthly, not in advance and are based on ATB’s Prime Rate which can change at any time without notice. The Prime Rate is 3.70% effective July 12, 2018.

Know your neighbours. Love your neighbourhood.

Know your neighbours. Love your neighbourhood.

Neighbourhoods have changed. Gone are the days of knowing the name and favourite finger food of every person on your block.

Qualifying for a mortgage in 2018

Qualifying for a mortgage in 2018

Canada’s new mortgage stress test is designed to make sure consumers can afford to pay rising interest rates.


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