Our best mortgage offer

Enjoy a low 1.99% (2.02% APR) rate on a 5-yr fixed mortgage plus up to $1,500 cash back.

There’s more to a mortgage than a great rate.

How our cash back kicks in

$1,000 on mortgages of $200,000-$299,999
$1,500 for mortgages over $300,000
If you see a higher cash back offer out there, it likely comes with a higher interest rate on a higher mortgage amount, too.

Advice and answers every step of the way

Getting a mortgage is a big deal, it’s okay to have big questions. Explore our FAQs for everything you need to know about how to qualify for this limited time offer.

Want to lock-in this low 1.99% mortgage rate? Start here.

To get your pre-approval started or if you have any questions, just fill out this form. You can also:

- call us at 1-800-332-8383, or
- book an appointment online.

The fine print in large font

Yes, but as you would imagine, ATB has all kinds of mortgages to suit all kinds of needs and circumstances. Connect with us to find the perfect mortgage for you.

Just apply for a new 5-year closed fixed mortgage at 1.99% (2.02% APR), or switch your existing mortgage over to ATB from another bank. The mortgage must be for your primary residence, in an amount of $200,000 or more, and be approved and fully advanced by September 30, 2021 (because that’s when the offer ends). Reach out to us to get the ball rolling.

That’s two FAQs but we’ll address them both here in the difference between pre-qualification and pre-approval. Ready to take the first step? Get your pre-approval started.

You bet you can! Just reach out to us to get the ball rolling. But do it soon, this great offer ends September 30, 2021.

Sorry, no. This offer is for primary residences only but we do have other mortgage options that work for a secondary residence. Reach out to us for more info.

We’ll happily deposit the $1,000 or $1,500 within 60 days following the funding of the mortgage. You’ll need a personal ATB deposit (chequing or savings) account to make pre-authorized mortgage payments from in order to receive the cash incentive. Ready to lock in the offer? Get your pre-approval started.

Looking for more mortgage options?

Insured mortgages

If you have 5-20% saved up for a down payment, start here.

Designed for a down payment as low as 5%, this mortgage makes it possible to invest in real estate or purchase a second home sooner than you might expect!

Conventional mortgages

Have 20% or more for a down payment? Read on.

Whether you're buying an investment property, a vacation home, or a new home, if you have a down payment of at least 20%, this mortgage is your best choice.

Still have mortgage questions?

Getting a mortgage is a big deal, it’s okay to have big questions. We're here to make it as simple, straightforward and affordable as possible.

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