Navigate Up
Sign In

RRSP Interest Rates

View all current ATB RRSP interest rates for Deposit Accounts, Fixed Rate Redeemable and Non-Redeemable Term Accounts and the Springboard GIC.

​Limited Time Offer

Get the most from your savings. Earn a 1% interest rate bonus on new deposits made into your RRSP Daily Interest Account between September 1, 2018 and April 30, 2019.†​​


Stop by any ATB branch or call us at 1-800-332-8383 for details and to sign up!​​​​​

 

 Deposit Accounts

 
Details Rates
Retirement Savings Builder Account (MM Series)
$0.00 - $4,999 1.00%
$5,000 - $24,999 1.00%
$25,000 + 1.00%
Details Rates
Variable Rate Daily Interest (DI Series) 0.25%
 

 Fixed Rate Non-Redeemable Short Term Accounts (ST Series)

 
Details Rates
30–59 days 0.20%
60–89 days 0.51%
90–119 days 0.71%
120–149 days 0.76%
150–179 days 0.76%
180–269 days 0.91%
270–364 days 0.97%
 

 Fixed Rate Non-Redeemable Term Accounts (NR Series)

 
Expand/Collapse Interest Compounded Annually Interest Compounded Annually
Details Rates
12 and under 15 months 2.10%
15 and under 24 months 2.40%
24 and under 30 months 2.71%
30 and under 36 months 2.25%
36 and under 48 months 3.00%
48 and under 60 months 2.75%
60 months 2.80%
Expand/Collapse Interest Paid Semi-Annually Interest Paid Semi-Annually
Details Rates
12 months 1.85%
15 months 2.15%
24 months 2.46%
30 months 2.00%
36 months 2.75%
48 months 2.50%
60 months 2.55%
 

 Fixed Rate Redeemable Term Accounts (RE Series)

 
Expand/Collapse Interest Compounded Annually Interest Compounded Annually
Details Rates
12 and under 15 months 0.35%
15 and under 24 months 0.35%
24 and under 30 months 0.35%
30 and under 36 months 0.35%
36 and under 48 months 0.35%
48 and under 60 months 0.35%
60 months 0.35%
Expand/Collapse Interest Paid Semi-Annually Interest Paid Semi-Annually
Details Rates
12 months 0.10%
15 months 0.10%
24 months 0.10%
30 months 0.10%
36 months 0.10%
48 months 0.10%
60 months 0.10%
 

 Springboard GIC

 
Expand/Collapse 3 Year Term 3 Year Term
Details
Year 1 2.20%
Year 2 2.60%
Year 3 2.70%
Blended Interest Rate 2.50%
* Redeemable on each anniversary date
Expand/Collapse 5 Year Term 5 Year Term
Details
Year 1 2.20%
Year 2 2.60%
Year 3 2.70%
Year 4 2.80%
Year 5 2.90%
Blended Interest Rate 2.64%
* Redeemable on each anniversary date
​​​​

Rates are per annum and are subject to change without notice.​

† The 1% bonus offer is available only on new deposits made from September 1, 2018 to April 30, 2019 into Tax-Free Saver Accounts, RRSP Daily Interest Accounts and Springboard Savings® Accounts. Both existing and new customers are eligible for the bonus. If you’re an existing customer, this bonus applies to any new deposits above your balance as of September 1, 2018.

For example, if you have $100 in your account on September 1, 2018, any new deposits above $100 would receive the 1% bonus. Funds not receiving the bonus rate continue to receive the regular interest rate of the account.

If you have a maturing investment that is deposited into an eligible account, that deposit will not be eligible for the 1% bonus (but it will still receive the regular interest rate of the account). Tax implications may be associated with this offer. Please consult your tax advisor with regard to your personal tax situation.This offer is subject to change without notice.

​​​

1-888-282-3863

Start the conversation with an ATB Investment Expert

GlassdooreSSENTIAL Accessibility™Diversity and Inclusion

About ATB | Contact Us | Find a Branch or ABM | Current Rates | Privacy and Security | Legal | Code of Conduct | Site Map | Supplier Resources

2018 ATB Financial. All rights reserved. ®ATB Financial is a trade name/registered trademark of Alberta Treasury Branches.

ATB Financial