Banking for every Albertan
New client offers
New client offers
Day to day banking
ATB Essentials
- No monthly fee: chequing, savings, credit
- New deposits earn up to 4.20%5
- Unlimited ATB Mastercard® rewards
- Up to $2501 cash & value
Your next level
ATB Essentials Plus
- Essentials and more: chequing, savings, credit
- New deposits earn up to 4.20%5
- ATB World Elite Mastercard®
- Up to $8202 cash & value
Banking for 18-25
ATB Adulting Essentials
- No monthly fee: chequing, savings, credit
- New deposits earn up to 4.20%5
- Unlimited ATB Mastercard® rewards
- Up to $2503 cash & value
Solutions for your day-to-day banking
Chequing accounts
No matter your banking needs and stage of life, find a chequing account that fits.
Saving accounts
No-fee accounts designed to make your money work harder for you.
Credit cards
Enjoy perks that range from cash rewards to travel benefits and protected credit options.
US Dollar Banking
Spend, save and access credit, all in US dollars. Convenient US dollar banking options.
Online & Mobile Banking
Manage your money conveniently online. Anytime, anywhere.
Mobile Pay
Ditch the wallet. A convenient way to pay with your phone, watch or tablet.
Banking programs for every Albertan
18-25 Banking
Take advantage of our no fee banking solutions for all Albertans 18-25. Whether you're working, in school, or taking a gap year, we’re banking on you.
59+ Banking
For 59+, ATB provides premium chequing ($0 monthly fee, unlimited transactions), USD banking & expert advice.
New to Canada Banking
Explore how ATB’s solutions for newcomers to Canada can help you achieve your financial goals.
Explore our most popular offerings
Bank without limits
Unlimited Account
Unlimited transactions and flexible overdraft protection for a low monthly fee.
Bank with an advantage
ATB Advantage Account
Unlimited transactions and the perks of a complete banking package for a flat monthly fee.
All-in free digital banking
No-Fee All-In Digital Account®
Get a line of credit and chequing account in one, with no-fee digital banking.
Making saving straightforward
Springboard Savings® Account
Your no-risk way to get bonus interest and pay no annual fee.
Accelerate your saving
ATB High Interest Savings Accounts
Get guaranteed returns with competitive interest rates and security. No terms or maturity dates.
Unlimited cash back rewards
ATB Gold Cash Rewards Mastercard®
Get unlimited cash back at a rate of 1% for every dollar spent4.
Flexible, points based rewards
ATB Gold My Rewards Mastercard®
Earn more rewards every day towards travel, merchandise or gift cards.
Rewards & benefits for an elevated experience
ATB World Elite Mastercard®
Our premium Mastercard featuring maximum VIP benefits and flexible rewards.
Hello, neighbour
US Dollar Chequing Account
Write cheques in US dollars and transfer USD between your ATB accounts for a low monthly fee.
Enjoy cross-border credit
ATB US Dollar Mastercard®
Pay US dollars for US purchases. No foreign exchange fees. No need to convert the charges on your statement.
Look to the future
US Dollar Savings Account
Save with an account that converts Canadian (CAD) deposits to USD and earns interest in USD—for no monthly fee.
Let’s talk
If you’re ready to make your everyday banking fit your routine, we would love to meet you. Book an online appointment below or find one of our many locations.
Opening a personal bank account
Opening a personal bank account
Learn how to choose a personal bank account that fits your lifestyle and your financial goals.
How to bank online securely
Learn how to use safer digital banking practices to protect your information—and your money—from online fraudsters.
ATB Essentials Banking Offer - Review terms and conditions HERE.
ATB Essentials Plus Banking Offer - Review terms and conditions HERE.
ATB Adulting Essentials Banking Offer - Review terms and conditions HERE.
The cash rebate will be awarded at a rate of 1.00% for every $1.00 in Purchases made while your Card Account is in Good Standing (Purchases do not include Cash Advances, credit adjustments, account fees (like annual fees), interest or other charges).
The bonus offer is available on net new funds deposited into a new or existing Springboard Savings Account between July 15, 2025 and September 30, 2025. The bonus interest rate will be calculated on the daily closing account balance and paid out monthly on net new balances. Tax implications may be associated with this offer. This offer is subject to change without notice and cannot be combined with other offers. Only up to $1 million dollars ($1,000,000) of new funds deposited will be eligible for the bonus interest.
Net new funds refers to the net increase in the account's balance resulting from deposit and withdrawal activity occurring exclusively during the campaign period. Additional contributions/deposits can come from a different ATB account type or by transferring funds from another financial institution. Funds transferred between Springboard Savings accounts may not be eligible for the bonus interest offer.
The up to 4.20% interest rate is the combination of the base interest rate of up to 1.00% on a Springboard Savings Account with the 3.20% bonus offer on net new deposits.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.