Build your credit rating today to create opportunities for tomorrow.
Odds are, at some point you're going to need to borrow money to get ahead. Establishing a good credit rating puts you in a stronger financial position and opens new opportunities.
Our ATB staff can help you determine your best borrowing option and make sure that you're comfortable and confident with your payment schedule.
Closed Fixed-Rate Mortgages
Rest easy knowing exactly what your payments will be, and how much of the mortgage will remain at the end of your term.
Open Fixed-Rate Mortgages
Enjoy the security and stability of a fixed-rate mortgage with the flexibility of paying off your mortgage at any time without penalty.
Make consistent payments over the term of your mortgage while possibly reaping the benefits of fluctuating interest rates—which have historically been lower than fixed rates.
ATB Loans and Lines of Credit
Borrow a specific amount of money to repay over a specific period of time.
Home Equity Line of Credit
Take advantage of the equity you've built in your home through a flexible, low-cost revolving line of credit.
Personal Line of Credit
Set up a limit that you're comfortable with and get easy access to money when you need it.
Students First Line of Credit
Borrow up to $10,000 per academic year at a preferred interest rate.
Borrow money to help you make all or part of your annual RRSP contribution or to catch up on unused RRSP contributions from past years.
Have peace of mind knowing that your day-to-day expenses will be covered, even if your account balance isn't quite enough.
1On approved credit. Rates and offer as of February 15, 2013 and can expire without notice. Variable rate based on ATB's prime lending rate, which can fluctuate without notice. The Prime Rate on February 15, 2013 is 3.00%. Upon expiry of the promotional rate, the HELOC rate will revert back to the documented rate you qualified for at time of application. Maximum equity percentages will apply and are subject to any prior outstanding mortgage or other encumbrances. Some conditions, set up fees, and minimum amounts may apply. Residential properties only. See branch for further details. ™ Trademarks of Alberta Treasury Branches. 2 The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus published and advertised rates for 5-year closed fixed-rate mortgages by Canada's big five national banks. Some conditions apply. On approved credit. Offer applies to new residential mortgages and ATB residential mortgages eligible for renewal during offer period. Offer subject to change at any time. One offer per household.