Enjoy the well-deserved benefits of the Freedom Account.
If you've turned 59, it's the account that saves on service charges and provides you with a number of free perks. By opening a joint account, you can also extend all the benefits to your spouse.
| Freedom Account details |
|---|
| Qualification requirements1 |
Age 59 or over |
| Monthly account features and fees |
| Transactions included |
Unlimited |
| Monthly fee |
No fee |
| Monthly service features |
| Access to ATB Online™ banking |
Free |
| Access to ATB Mobile banking |
Free |
| Interac e-Transfer |
$1.50 each |
| Telephone banking inquiries |
Unlimited |
| Cheque image return |
Free |
| Overdraft protection2 |
No fee unless used |
| Withdrawals at non-ATB Financial automated bank machines |
| Interac network in Canada |
$1.50 each |
| Cirrus network outside Canada |
$5.00 each |
| Additional banking options included with account |
| Personalized cheques at no charge |
Included (limited style) |
| Money orders or drafts |
Free |
| American Express travellers cheques (single signature) |
Free |
| Discount on annual safety deposit box fee |
$10.00 |
| Certified Cheques |
$10.00 |
| Stop Payments (Cheques) - Full details |
$12.00 |
| Stop Payments (Cheques) - Partial details |
$20.00 |
| Stop Payments (EFTs or preauthorized debits) - Full or partial details |
$20.00 |
1Customers must apply and meet the eligibility requirements for the Freedom Account.2On approved credit. If overdraft protection is used, there is a minimum charge of $3 or interest, whichever is greater. Interest is calculated daily on the daily closing overdrawn balance at 19.25% per annum, charged and payable monthly.