Home buying advice centre
You have mortgage questions, we have mortgage answers. Wherever you are in your home buying journey, get the advice and solutions you need to make the choice that is right for you.
For every stage of your home buying journey
I’m just starting to save
Does buying a home seem unrealistic or unattainable? We have advice and solutions to help you start saving now. Here’s where to start.
I might be ready to buy
From fixed to variable, and closed to open, we’ve got advice and mortgages that can help you go from home dreamer to homeowner. Start your journey.
My mortgage is coming up for renewal
Wondering if your current mortgage is right for you? Not sure what to do about fluctuating rates? We’ve got you covered. Start here.
I'm just starting to save
Creative ways to save for a down payment
Explore our advice and discover your own unique plan to come up with a down payment.
Open a First Home Savings Account
Save for your first home and lower your tax bill with this unique financial tool.
Is this a good time to buy a home?
If you’re a first-time home buyer, thinking through these questions can help you decide whether it’s the right time to buy for you.
I might be ready to buy
Take our quiz to find out if you’re ready to buy a home
Answer these seven questions to find out whether buying a house is the right financial choice for you right now.
Condo or house? Variable or fixed? Do I need a lawyer?
Download our step-by-step guide to buying a home in Alberta to answer all of your home ownership questions.
Get the right mortgage for right now
For a limited time, get $4,000 cash or our lowest rate with a new ATB mortgage.
My mortgage is coming up for renewal
My mortgage term is ending. Now what?
Everything you need to know about your mortgage term ending and how to renew or move your mortgage to a different lender.
What should I do about fluctuating rates?
We’ll help you understand mortgage rates in our current home buying landscape.
Switch to the right mortgage at ATB
For a limited time, get $4,000 cash or our lowest rate when you move your mortgage to ATB.
Explore our mortgage resources
Mortgage rates
See all ATB mortgage rates, including featured mortgages and offers.
Online pre-approval
Apply for a mortgage from the comfort of your home (or anywhere else with internet access).
Get expert advice
Book a one-on-one conversation about all things home buying with an ATB expert.
Our current mortgage offers
Learn how you can get up to $4,000 cash with a new ATB mortgage.
Every mortgage at ATB
Get a mortgage you can feel good about—and helpful advice for every part of the process.