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 Mortgage Rates


With ATB’s Clear-Cut Mortgage Rates, what you see is what you get.

That’s because we’ve stopped the common practice of posting inflated mortgage rates. You can say goodbye to negotiating and guessing—you can find the real, current rates on this page, every day.

Learn why Clear-Cut Mortgage Rates are good for you now—and even better down the line

(And if you’re looking for a 5-year closed fixed-rate or 5-year closed variable-rate mortgage, our rate will be the best rate you can find vs. the big banks—guaranteed.4) ​

Featured Mortgages1

Closed Fixed-Rate Mortgages2

Mortgage Term:Current Rate:
1 year2.94%
2 years2.89%
30 month3.09%
3 years2.99%
4 years3.04%
5 years - Extreme Discount3.39%​
5 years3.39%
7 years4.54%

Open Fixed-Rate Mortgages2

Mortgage Term:Current Rate:
6 months6.30%
1 year6.30%
2 years6.50%

Open Variable-Rate Mortgages3

All Term Rates
Mortgage Term:Current Rate:
All Term Rates 3.80%

Please Note:
Rates are provided for information purposes only and are subject to change without notice. Rates are updated as new information becomes available.​​​​​​​​​​

1Interest rates shown are either a fixed rate or variable rate, are special discounted rates and are not ATB’s posted interest rates. Offers may be changed, withdrawn or extended at any time without notice. 2Interest rates shown are annual interest rates, compounded semi-annually not in advance. Rate are subject to change at any time without notice. 3Interest rates are annual rates compounded monthly not in advance. Rates are variable rates based upon ATB’s prime rate and will change at the same time ATB’s prime rate changes. Rates are subject to change at any time without notice. 4We have a few small details to tell you. First, the Best Mortgage Rate Guarantee only applies to our Extreme Discount 5-year closed fixed-rate mortgage and our 5-year closed variable-rate mortgage against comparable mortgages at the big 5 banks. And though we always approve of you, we do require approved credit, too. Finally, this offer applies to residential mortgages, and though our love for you is unconditional, this offer is not, so it's subject to change at any time.